Motor Insurance - Cover Information

The information below will help you understand the excellent coverage that an Allianz motor insurance policy provides.

Our motor insurance policy documents and forms are available at the bottom of the page for you to print off.

Coverage Types

Third Party Fire and Theft

covers the injury of people or their property * Driver Exclusions Apply (refer to Motor Insurance Policy Document)
covers for loss or damage to your car by theft or fire.

Comprehensive

covers the injury of people or their property * Driver Exclusion apply (refer to Motor Insurance Policy Document)
covers for loss or damage to your car by theft or fire
protects you against accidental damage to your car.

No Claims Bonus Protection

Benefit of our No Claims Bonus Protection

Step-back No Claims Bonus is included as standard

Claim Value Range	No claim bonus step-back in years
One claim up to €10,000	Step-back by three years
One claim up €10,001 or greater	Step-back by four years

If you have a full No Claim Bonus, it will not be reduced to Nil as a result of one claim in any three-year renewal period.

Optional Extra Protection

You may incur one unlimited claim in a 3 year period without affecting your No Claim Bonus entitlement. More than one claim and your No Claim Bonus will step-back by 3 years. Claims for Fire or Theft damage will not affect your No Claims Bonus.

Allianz Breakdown Assistance

*Breakdown Assistance - 1890 77 99 99

The Allianz Breakdown Assistance service is included on comprehensive private car insurance policies and complements our already established Motor Accident, Fire & Theft Emergency Service.

The following summarises the key benefits of the Allianz Breakdown Assistance service:

Motor Inusrance Benefits	Emergencies Covered
Driveway & Roadside Assistance We will send a competent repairer to assist you at the breakdown site. We will cover the cost of towing your car to the nearest competent repairer or to your own garage, whichever is closest. We will relay up to 2 messages to family members or business contacts on your behalf.	Mechanical or electrical breakdown (e.g flat battery). Puncture that needs help to fix or wheel change. Keys broken in locks or keys locked in your car.
Journey Continuation - Rep. of Ireland & Northern Ireland Journey completion for you and your passengers up to a maximum value of €150/£100 or: A free courtesy car for up to 48 hours and return journey to your car when repaired or: Bed and breakfast accommodation where repairs necessitate an overnight stay to a value of €35/£25 for each person to a maximum of €150/£100.	Where your car breaks down in Ireland (more than 30km from your home address) and your car cannot be repaired at the breakdown site.
Journey Continuation - Great Britain A courtesy car for up to 48 hours, to a Maximum of £100 When repairs have been carried out on your car in Great Britain we may, with your agreement, make arrangements for you to travel and collect from the repairing garage. Where your car cannot be repaired prior to your departure date, your car will be towed to your departure port.	Where your car breaks down in Great Britain and your car cannot be repaired at the breakdown site.

Motor Inusrance Benefits

Emergencies Covered

Driveway & Roadside Assistance

We will send a competent repairer to assist you at the breakdown site.
We will cover the cost of towing your car to the nearest competent repairer or to your own garage, whichever is closest.
We will relay up to 2 messages to family members or business contacts on your behalf.

Mechanical or electrical breakdown (e.g flat battery).
Puncture that needs help to fix or wheel change.
Keys broken in locks or keys locked in your car.

Journey Continuation - Rep. of Ireland & Northern Ireland

Journey completion for you and your passengers up to a maximum value of €150/£100 or:
A free courtesy car for up to 48 hours and return journey to your car when repaired or:
Bed and breakfast accommodation where repairs necessitate an overnight stay to a value of €35/£25 for each person to a maximum of €150/£100.

Where your car breaks down in Ireland (more than 30km from your home address) and your car cannot be repaired at the breakdown site.

Journey Continuation - Great Britain

A courtesy car for up to 48 hours, to a Maximum of £100
When repairs have been carried out on your car in Great Britain we may, with your agreement, make arrangements for you to travel and collect from the repairing garage.
Where your car cannot be repaired prior to your departure date, your car will be towed to your departure port.

Where your car breaks down in Great Britain and your car cannot be repaired at the breakdown site.

* Full details available on request, terms & conditions apply.

Additional Benefits

Personal Accident

Where the driver suffers injury by accidental means whilst driving we will pay the injured person the benefits detailed in the Motor Insurance Policy Document.

Personal Effects and Clothing

We will pay you or at your request such other person as may be the owner of the property for loss of or damage to personal effects and clothing while in or on your car by fire or theft (attempted theft) or by accidental means * Limits do apply (refer to Motor Insurance Policy Document).

Windscreen Breakage

Windscreen cover covers all glass in the car including sunroof (where there is one) but excluding mirrors and lights provided the claim is processed through our Aligned Repairer network. Payment is limited to €300 if a non Aligned Repairer is used.

Driving Other Cars

Your legal liability to third parties is covered while you drive any car not belonging to you. Please note: Fire, Theft or Accidental Damage cover does not apply while you are driving in these circumstances.

Eco-Friendly Discounts

Discounts available for drivers of eco- friendly hybrid cars and also for holders of Annual Tax Saver Commuter Ticket. Contact us for more details.

Call us at callsave: 1890 48 48 48

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