Horse & Rider - Cover Information
The information below will help you understand the excellent coverage that an Allianz horse and rider insurance policy provides.
Our policy document is available at the bottom of the page for you to print off.
Why should I insure my horse?
Why should I insure my horse?
After a home and a car, a horse may be the next most expensive purchase that many people make and it is natural to want to protect your investment. Illness, injury, theft or an accident can happen at any time and may result in unexpected bills. Accidents involving your horse may result in you being seriously injured or legally responsible to pay large amounts of compensation and legal bills. Equine Insurance is designed to help reduce the worry of meeting these bills and ultimately means that you gain more enjoyment from your riding.
Summary of Cover
Summary of Cover
We pay up to the maximun benefit shown for:
| Benefit: | Cover: | Excess: |
| Death of the Horse | Up to Value of Equine | €200 or €750 |
| Theft or Straying | Up to Value of Equine | €200 or €750 |
| Advertising and Reward | €1,000 | Nil |
| Disposal of the Horse | €1,000 | Nil |
| Third Party Liability | Up to €3 Million | Nil |
| Saddlery and Tack | Up to €2,000 | €200 |
| Veterinary Fees | Up to €7,500 | €200 or €750 |
| Vet Fees (Older Horse i.e. 17 years or greater) | Up to €2,000 | €200 or €750 |
| Permanent Loss of Use of the Horse | Up to Value of Equine | €200 or €750 |
| Rider Personal Accident | Up to €20,000 | €200 |
| Horse Trailer/Horse Drawn Vehicle | Up to €8,000 | €200 |
