Key Benefits/Features
Open driving with no age restrictions.
Other covers -
- Contingency for employee's vehicles.
- Unlicensed drivers provided other terms of Certificate are observed.
- Indemnity to vehicle owners.
- Indemnity to hirers third party working risk.
- Driving tuition for poor performing risks conducted by RSSL (Risk Management Subsidiary Company).
Summary of Cover
(i) Legal liability to other persons for personal injury and damage to property in certain defined circumstances.
(ii) In addition to (i) above, loss or damage to insured vehicle caused by fire/theft of attempted theft.
(iii) In addition to (i), (ii) above, repair to insured vehicle following accidental damage.
N.B. For full details refer to company documentation - Proposal Form.
Cover - Automatic
- Third Party Personal Injuries - unlimited.
- Third Party Damage - €635,000 minimum limit (Higher limits available).
- Passenger Liability - unlimited.
- Passenger Negligence.
- EU and associated countries requirements, full cover on Private cars within the EU.
- Trailer cover - one attached trailer.
- Reasonable cost of removal / protection / return of damaged vehicle.
- Legal Charges.
- Medical Expenses.
- Third Party working risk.
Principal Exclusions
- Excess - variable.
- Wear and tear, mechanical, electrical, electronic breakdown or failure contractual liability.
- Underwheel damage.
- Use for Hire and Reward.