Pupil Personal Accident Insurance

Allianz do not RESTRICT the time in which follow on claims can be made. This means, if a pupil has an accident this year we will continue to pay the medical and / or dental expenses (subject to the policy limit of €50,000 from 01/09/11) for each as a result of that accident until the requirement for care has ceased. Our competitors have a 2 year time limit in which insured expenses can be claimed, after which date the parent/guardian is left to bear any subsequent costs. This benefit is particularly relevant for dental expenses where children may require further treatment for years to come, potentially leaving the parent severely out of pocket for an insured incident.

A claim under the dental expenses benefit will not affect the amount which can be claimed under the medical expenses benefit and vice versa. This doubles the amount you can claim to €100,000, and is unique to the Allianz Policy.

Unlike other Pupil Personal Accident Insurers, Allianz, the leading Insurer of schools in the country, has a special interest in seeing claims settled quickly and effectively under the Pupil Personal Accident Policy. The effective handling of claims under this Policy dramatically reduces the possibility of legal action being taken against the school which serve only to take up the schools time and resources and may incur significant legal expenses in addition to the medical expenses.

Allianz do not apply an Excess in respect of claims paid on this policy.