Definitions
1. The Insured means
| (a) the School and any body corporate trust or other entity by which such establishment has legal status which holds its rights and assets and / or bears its liabilities | |
| (b) the patron and / or the Trustees | |
| (c) each individual member of the board of management / governors | |
| (d) at the request of the Insured any parent / teacher association past pupil union Employee or other person in respect of liability for which the Insured would have been entitled to indemnity under this Policy if the claim had been made against the Insured |
Provided that any such person
| (i) shall be subject to the terms Definitions Exclusions and Conditions of this Policy in so far as possible | |
| (ii) is not entitled to indemnity under any other policy |
2. School means
the educational establishment shown in the Schedule
3. Trustees means
the trustees of the School
4. School Related Activitymeans
any activity usual to a school which is carried out with the full knowledge and authority of and under the control of the board of management / governors of the School or of any other person specifically authorised by them
5. School Property means
| (a) Building(s) the building(s) at the location(s) referred to and as described in the Schedule including | ||
| (i) land for which the Insured is responsible (including boundary walls gates paths fences lawns trees and shrubs) | ||
| (ii) minor outbuildings and shrines | ||
| (iii) fixtures and fittings (including fixed notice boards and signs fixed external lighting and security equipment television and radio receiving aerials / dishes all at the same location) tanks and services (including underground services) | ||
| (b) Contents | ||
| (i) all furniture furnishings apparatus and other property of the School not included in the definition of Building(s) including audio / visual equipment computer equipment office equipment musical instruments trophies and fuel the property of or leased loaned or hired to the Insured | ||
| (ii) personal effects (including pedal cycles and wearing apparel) of pupils Employees and visitors | ||
All whilst within the Building(s)
The following property is not included as Contents
| (i) vehicles licensed for road use caravans aircraft waterborne craft exceeding 5 metres in length and / or having a maximum speed in excess of 10 knots hovercraft and parts or accessories normally on or in any of them | |
| (ii) any living creature | |
| (iii) Money deeds bonds securities promissory notes | |
| (iv) property more specifically insured |
6. Money means
banknotes coins cheques postal and money orders unused postage stamps unused contents of postal franking machines savings stamps and certificates prize and premium bonds revenue stamps bankers drafts bills of exchange and securities for money national insurance stamps and stamped national insurance cards credit company sales vouchers giro payment orders value added tax vouchers gift tokens trading stamps luncheon vouchers car park season tickets travel tickets and travellers cheques
7. Employee means any person
| (a) under a contract of service or apprenticeship with the Insured | |
| (b) supplied or lent to or hired by the Insured (including volunteer workers) | |
| (c) who is self employed |
whilst working for or on behalf of the Insured
8. Bodily Injury means
bodily injury and includes death disease or illness
9. Law Costs means
| (a) all claimants costs and expenses legally recoverable from the Insured | |
| (b) all costs and expenses incurred by the Insured with the written consent of the Company |
10. Event means
one occurrence or all occurrences of a series consequent on one source or original cause
11. Period of Insurance means
the period specified in the Schedule or any subsequent period for which the Company agrees to renew the Policy and to accept payment of the premium
12. Principal means
any person company firm public local or statutory authority
| (a) carrying out work under contract or agreement for the Insured in connection with a School Related Activity | |
| (b) whose premises are occupied or used by the Insured in connection with a School Related Activity |
13. Pollution or Contamination means
| (a) all pollution or contamination of buildings or other structures or of water or land or the atmosphere | |
| (b) all Bodily Injury Nuisance or loss of or damage to material property directly or indirectly caused by such pollution or contamination |
14. Territorial Limits
Anywhere in the Republic of Ireland Northern Ireland Great Britain the Isle of Man and the Channel Islands unless otherwise stated
