General Terms and Conditions of Allianz website
General: Allianz plc ("Allianz") of Allianz House, Elmpark, Merrion Road, Dublin 4, Ireland, is the owner of this website.
Acknowledgment: Your use of this Website and its services is an acknowledgement and acceptance by you that you have read and understood all disclaimers, notices and instructions, including these Terms and Conditions, Data Protection policy and Terms of business as set out or referred to in this Website. By using this website you agree to be legally bound by and act strictly in accordance with these Terms and Conditions and by all other applicable provisions. If you disagree with these Terms and Conditions and/or with any other of the applicable provisions, you are not permitted to, and agree not to, use this website.
Exclusive Distribution Channel: This website is the exclusive distribution channel of Allianz personal lines insurance products and services over the internet. "www.allianz.ie" is the only website authorised to sell Allianz insurance products and services over the internet. Allianz does not authorise any other websites to sell any Allianz insurance products and services or to provide information relating to insurance quotations, details about the level of cover available, costs etc.
Acceptable Policy Use: This Website provides quotations for personal use only and any quotation or insurance purchase must relate to a property which you own or live in, or a vehicle of which you are the registered keeper. This Website must not be used for the creation or transmission of any other data and information relating to the Allianz products must not be collected for any commercial purposes. Inappropriate use may be subject to legal action. Use of this website for any purpose other than the aforementioned private, non-commercial purposes is prohibited. In particular, use of any automated system or software to extract any information, data, materials, and concepts, including insurance quotations, cover details and prices from this website for display on any other website ("screen scraping") is prohibited. It is expressly forbidden to use this website to provide Allianz insurance quotes or details about any Allianz Product or Service to others on a commercial basis without first obtaining the written approval of Allianz.
Quotations: All quotations and any acceptance by Allianz of your application for original cover or renewal of cover are subject to your making full and complete disclosure to Allianz, including disclosure of all convictions, disqualifications, endorsements or pending prosecutions or any other matter materially affecting our assessment of risk, and to your providing Allianz with accurate and complete information. For motor insurance you should be aware that the nature of the driving licence held by you, your age, your gender, occupation, driving history, vehicle distribution and other matters all materially affect the assessment of the risk and the premium level. Unless otherwise stated, all quotations are inclusive of levies, and premium taxes.
No Offer: Quotations obtained from this Website are not an offer capable of acceptance; your application for cover through the Website constitutes an offer to Allianz. Such quotations are indicative only, are not binding and are subject to alteration without notice.
Policy: The precise terms and conditions of any cover Allianz may agree to give you will be as set out in your Allianz p.l.c. policy of insurance, subject to amendment by endorsement or other appropriate variation. You are invited to review our standard policy, which is available elsewhere on this Website and in hard copy on request.
Modification of Terms: We reserve the right to change the terms of use or policies regarding the use of this Website (including, in particular, those relating to price or availability) at any time and to notify you by posting an updated version of the terms of use on the Website.
General:We shall not be liable for any failure to perform any of our obligations under these terms and conditions which is caused by circumstances beyond our reasonable control including, but not limited to any force majeure incident. Our failure to exercise or enforce any right or provision of the terms of use shall not constitute a waiver of such right or provision unless acknowledged and agreed to Us in writing. The section titles in the terms of use are solely used for convenience of reference and have no legal or contractual significance.
No Liability: Allianz accepts no liability or responsibility for any failure, delay or problem in the use of, or communication through this Website, it being accepted by you that such use and communication may be subject to errors and delays which may be difficult to identify and to rectify. This Website and its services have been introduced for the convenience of potential customers but the usual reservations in relation to an evolving and developing technology apply. Therefore, reasonable common sense and prudence should be exercised in the use of this Website and its services.
Copyright: All information, data, materials, and concepts, including insurance quotes, insurance policy details, and prices on or comprised in this Website are exclusively owned by and subject to the copyright and other intellectual property rights of Allianz. They may not be separately represented or reproduced. You are not authorised to alter or attempt to alter or vary any information, material or concepts on or comprised in this Website or to access or use this Website other than for the purpose of making legitimate use of the services offered on this Website. You are not authorised to add our Website in any manner as a link to any other website. You may use the information, data, materials and concepts including insurance quotations, insurance policy details, and prices contained on this website only as strictly required for your permitted personal, non-commercial purposes as described in the aforementioned Acceptable Use Policy. Any other use and/or reproduction of the information, data, materials and concepts including insurance quotes, insurance policies, cover details and prices contained on this website, without prior written consent of Allianz is prohibited and will constitute a breach of these Terms and Conditions and may also infringe Allianz's intellectual property rights.
Website Conduct: You agree to abide by all applicable local, state, national and international laws and regulations and are solely responsible for all acts or omissions that occur under your usage of this Website, including the content of your transmissions through the Website. All information, designs, drawings and other specifications provided on the Website are the exclusive property of Allianz p.l.c.. Any copying, transmission or re-transmission of the same requires our prior written approval.
Website Advertising: We reserve the right at all times to place advertisements and promotions on the Website. Advertisers and sponsors on the Website are solely responsible for complying with all local, national, state and international laws (where relevant) and we exclude all liability howsoever caused therefrom. Certain hyperlinks or referenced third party websites on this website may for your convenience forward you or enable you to access such third party websites. Their content has not been investigated or analysed by us and we do not warrant the adequacy accuracy reliability or completeness of any information on the hyperlinked or referenced websites and expressly disclaim any liability for any and all of their purpose and content. By accessing this website you also agree to abide by the proprietary guidelines set forth at any third party website accessed or hyperlinked to through this website.
Disclaimer: Whilst all reasonable care has been taken to ensure the accuracy of this Website, Allianz does not make any warranties or representations as to the accuracy, completeness or reliability of the information within or accessible through this Website nor does Allianz necessarily endorse, sponsor or approve any material within or accessible from this Website. Allianz assumes no responsibility for any unauthorised alteration of, modification to, or use of any of the information or data in or accessible through this Website by any other party. Allianz does not accept any liability of any nature whatsoever or howsoever arising from or in respect of either the content of or the use or exploitation by any party of this Website or any of the data or information contained in or accessible from this Website, nor does Allianz warrant or represent that any third parties who may provide Allianz with information for dissemination on or through this Website, accept any such liability. Unless stated otherwise, all data and information in or accessible from this Website is copyright and the intellectual property of Allianz p.l.c. whose authority must be obtained for any reproduction, or for the linking of, this Website to any other site.
Limitation of Liability: To the fullest extent permitted by applicable law, under no circumstances, including, but not limited to, negligence, shall We be liable to you or any other person for any direct, indirect, incidental, special or consequential damages that result from the use of or the inability to use the Website, any changes to the Website, or any material or data sent or received or not sent or received.
Proprietary Rights to Content: You acknowledge that content, including but not limited to text, software, music, sound, photographs, video, graphics or other material contained in either sponsor advertisements or email-distributed, commercially produced information presented to you by the Website, by Us, or our advertisers or other content providers, is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws.
Termination: We may terminate the Website with or without cause at any time and effective immediately. In addition, we in our sole discretion, may terminate access to and use of the Website for violation of the letter or spirit of these terms and conditions.
Applicable Law and Jurisdiction: Information appearing on this Website, including access to information relating to insurance quotations, details about the level of cover available, costs etc., is provided in accordance with and subject to the laws of Ireland. In the event of any disputes all parties shall be bound exclusively by the jurisdiction of the courts of Ireland.
Premium Transaction Charges for Mid Term Adjustments:
Republic of Ireland
We may apply a maximum premium transaction charge of €20 for each alteration you make to your policy.
If a change to your policy results in an additional premium of less than €10 (€25 for Pet, Horse and Rider products) after taking into account the premium transaction charge then no charge will be made.
If a change to your policy results in a refund of less than €10 (€25 for Pet, Horse and Rider products) after taking into account the premium transaction charge then no refund will be made.