Annual Travel Insurance - Policy Benefits
Benefit | Amount |
| Personal Luggage | €2,000 |
| Money | €650 per person |
| Loss of Passport | €400 per person |
| Medical Expenses | €2,500,000 |
| Hospital Benefit | €25 per day per person |
| Cancellation and Curtailment | €4,000 |
| Personal Accident | €30,000 |
| Delay | €105 per person |
| Missed Departure / Connections | €500 per person |
| Abandonment | €4,000 per person |
| Legal Expenses | €6'000 |
| | |
Optional Cover | |
| - Winter Sports Cover | €325 in total |
| Unused Ski Pack | €325 in total |
| Piste Closure | €450 in total |
| | |
| - Golfing | |
| Equipment and Personal Belongings | extra €1,250 luggage sum insured |
| Unused and Paid Green Fees | €450 in total |
Policy Document is available at the bottom of this page
Important Considerations when buying Annual Travel Insurance
- Medical Conditions
Make sure to read Policy documents for information regarding cover limitations for medical conditions.
- Policy Benefits
Make sure to read the Policy benefits and ensure they cover your requirements (a summary is on the inside cover of this document).
- Cover Options
Make sure to select and buy the cover options that will meet all your travel requirements for the annual travel insurance policy year.
- Product Comparison
Don't be afraid to compare policies. Differences do exist. Our annual travel insurance policy stands up very well to comparison.
General Exclusions
All Sections:
This Policy will not cover any claim if:
(1) the claim relates to a medical condition or any illness related to a medical condition which You or any person on whom Your travel depends knew about before this Policy was incepted or renewed or before an insured journey was booked.
(2) You or any person on whom Your travel depends are travelling against medical advice.
(3) You or any person on whom Your travel depends are travelling to receive medical advice, treatment or investigation.
(4) You or any person on whom Your travel depends are on a hospital waiting list waiting for treatment or investigation at a hospital or a nursing home.
(5) You or any person on whom Your travel depends have been given a terminal diagnosis.