Business interruption All Risks

Key Benefits/Features

Risk Grading and other Loss Prevention Services available with Group resources where appropriate.
Tailor made policy unique to client requirements.

Summary of Cover

• Financial loss arising out of interruption of business following physical loss or damage to insured property caused by 'All Risks' perils.
• Irish domicile Master Policy with Difference in Conditions/Difference in Limits application for overseas locations.
• Programme controlled from Ireland.
• Local policies issued by Allianz offices in each country to comply with local insurance requirements.

Cover - As Required

• Loss of Gross Profit or Revenue
• Additional cost of working e.g. rent of temporary premises etc
• Loss of Tax Relief

Cover - Optional

• Deposit premium basis or declaration linked basis of cover
• Accumulated Stock Clause
• Departmental Clause
• Customers and Suppliers extensions
• Property in transit
• Denial of access
• Public utilities - gas, water and power
• Infectious disease
• Outstanding debit balances

Principal Exclusions

• War, Radio-activity risks, Terrorism, Cyber Risks
• Government or Natural Catastrophe insurance schemes
• Machinery Breakdown
• Deductible as Required