Nursing Homes operate in a complex and challenging healthcare environment.
Increasingly, pressure is being put on this sector to provide high-quality, cost-effective long-term care, as well as acute step-down care facilities to alleviate a stretched public healthcare sector. The acute care sector operates with full professional indemnity/medical malpractice cover in place, and may insist that their step-down partners have comparable cover and limits of indemnity.
To meet future challenges and legal requirements, Nursing Homes need a comprehensive insurance package that is on a par with that of the acute care sector.
Allianz has the expertise to address your needs. We can offer a comprehensive insurance package that meets your unique requirements in relation to:
- Long term and convalescent care provision
- Acute care step-down facilitation
- HSE required medical malpractice cover and limit of indemnity
- Financial protection
In addition to the standard cover for slips, trips and falls, negligence in dispensing and administration of drugs, Allianz's combined Public Liability/Medical Malpractice policy also offers cover for negligence associated with, for example;
- Hiring of Healthcare professionals
- Dietary services
- Infection control
- Faulty medical equipment
- Pressure sores
- MRSA
- Breach of minimum standards laid-out in legislation
- Public Liability/Medical Malpractice Insurance
- Employer's Liability Insurance
- Material Damage All Risks Insurance
- Business Interruption Insurance
- Risk Management in Nursing Homes
Allianz is an insurer that can meet all your insurance needs. Other areas of expertise we can offer include:
Allianz's combined Public Liability/Medical Malpractice policy is also extended to include cover in respect of;
- Libel and slander
- Data protection
- Resident's financial loss
- Court attendance costs
- Motor contingency
- Wrongful arrest
- Products liability
- Residents' and employees' effects