Within the Hull portfolio Allianz provides Hull and Machinery cover for all types of vessels including Ferries, Coasters, Fishing vessels and other commercial and pleasure craft. The product range also provides Mortgagees Interest cover and insurance for loss of hire and consequential loss. Also available is indemnity in respect of Liabilities arising from the use of vessels and liabilities incurred from operations generally within the marine industry as with ship repairing, vessel chartering and the operations of marinas for example.
Hull Trawlers
Summary of Cover
Loss or damage to trawlers arising from named Marine perils, collision liability and third party liability.
Cover - Automatic
Cover as per Institute Fishing Vessel Clauses.
Principal Exclusions
Employers Liability
Deductible will apply
Hull - Damage/Liability
Summary of Cover
Loss or damage to vessels and marine structures arising from named Marine perils, collision liability and third party liability.
Cover - Automatic
Cover as per relevant Institute Clause generally
Cover - Optional
Passenger liability limits available on request
Principal Exclusions
Employers Liability
Excesses will apply
Hull - Pure Liability
Summary of Cover
Marine legal liability arising from - boat yard/boat repairers liability, marina operators.
Cover - Automatic
Legal liability to members of public for injury or damage to property arising out of business operations.
Cover - Optional
Limits available as required by Policyholder.
Principal Exclusions
Employers Liability
Non-legal liability
Hull - Pleasure Craft
Key Benefits/Features
No Claims Discount up to a maximum of 15%.
Cover available for yacht clubs, boat clubs and canoe clubs.
Summary of Cover
Loss or damage arising from accidental damage. Third Party and Passenger Liability up to a minimum limit EUR3,000,000 any one accident or occurrence.
Cover - Automatic
Standard cover for pleasure craft as per Allianz Pleasure Craft wording or if preferred Institute Yacht clauses.
Standard cruising area of Irish Coastal Waters or Inland Waters depending on requirements of the Policyholder and capabilities of the vessel.
Cover - Optional
Cover can be extended to cover vessels whilst racing.
Wider cruising area available within Europe, however certain areas are excluded.
Higher Limits of Indemnity available where required.
NCB protection
Principal Exclusions
Deductible will apply.
Restrictions on liability arising from designated water sport activities