Summary of Cover
Policy for Property Owners providing full cover for clients in one policy. Cover can include property damage, financial loss and legal liabilities.
Cover
Material Damage - Provides cover on a Fire and Perils or All Risks basis.
Principle extensions under the Material Damage section to specifically cater for the needs of Property Owners include:
- Day One Reinstatement
- Locks and Keys
- Landscaped Grounds
- Trace and Access
- Metered Utility Supplies
Excess - €750
Business Interruption - Provides cover for Loss of Rent on a Fire and Perils or All Risks basis (as per Material Damage Section)
Excess - €750
Employers Liability - Provides cover for Damages, legal costs and expenses for which you are legally liable in respect of bodily injury or disease to Employees
Standard Limit of Indemnity €13,000,000
Excess - Nil
Public Liability - Provides cover in respect of all sums, which you become legally liable to pay, damages arising out of bodily injury to any person, nuisance or loss of or damage to material property.
Standard Limit of Indemnity €2,600,000.
Excess - €300 Third Party Property Damage
Legal Expenses
Legal Expenses cover is automatically included under the Allianz property owners policy. This cover is provided by DAS Legal Expenses Insurance Company Ltd on behalf of Allianz. Follow the link below to access the DAS Employment Manual. Required password is allianz1.
http://www.das.ie/allianzlogin.asp
*** Please note - This product is only available with Allianz via an authorised insurance intermediary, it is not offered on a Direct basis.