Allianz Blog Insurance News & Info

Personal Effects and Clothing Cover for Car Insurance

Here at Allianz we know that everyone values their possessions. Personal Effects and Clothing cover is there to protect you against loss of or damage to your possessions while in or on your private car (used for social, domestic and pleasure purposes) by Fire; Theft; or by accidental means. We will pay up to a maximum of €200 should such instances occur.

The personal effects covered; range from personal entertainment systems to groceries; however, there are some items that are not covered under the policy. To see a full list of exclusions, including vehicle use for Hire and Reward i.e. any use other than social, domest...

Top 5 Home Insurance Claims

Here at Allianz we deal with our customer’s home insurance claims every day. These range from relatively minor claims like Accidental Damage which is an optional extension of cover, right through to much larger claims following fire or flood damage.

1. Water Damage

Water Damage was the biggest category in 2016 accounting for 28% of all household insurance claims.

The most common Water Damage or ‘Escape of Water’ claims arise from pipes (e.g. underfloor pipes, radiators, or leaks from overflow pipes in the attic). A common query is that of Escape of Water from bath and showers. We don’t cover loss or damage where water le...

Into the Wild

Why Keeping your Horse in Open Grassy Fields is the Perfect Summertime Home

In theory, the summertime should be the easiest time of year to keep a horse: the weather is generally mild enough so that they can be kept outdoors in grass fields, in small groups, with a type of management closest to the natural type of equine environment. As a result, behavioural issues should be less common, and there should be less need for direct owner involvement. However care must still be taken to avoid problems and to ensure optimal health.

Home Sweet Home

First, the area where the horses are being kept should be assessed to ensure tha...

Going on holiday? Here’s What You Need to Know About Renting a Car Abroad

Hiring a car when travelling abroad can give you the freedom and independence to go where you want, do what you want and get off the beaten track. For those who aren’t so au fait with renting a car when abroad here are some useful tips to make sure you get your road trip off to a flying start and don’t suffer any unexpected surprises.

Before you Leave

Shop Around

In most major destinations, there is typically a good choice of car rental companies from which to choose. Some will also have partnership agreements with the airline you are travelling with, so it’s worth investigating the different options, but this is a compe...

Bank Holiday Driving Survival Guide

Woohoo, it’s the August bank holiday weekend! Bank holidays are a great excuse to hit the road and take a break from the norm, and many of us in Ireland do just that. We pack the car with all our things and the people we love and head off looking for adventure. But as fun as a three-day-weekend is, the problem for most is that everybody seems to get in their vehicles and leave at the same time. That means, from early afternoon on the Friday before a bank holiday there is a mass exodus and the roads become congested very quickly.

But just because everybody has the same bank holiday plans as you, and seemingly the same r...

Fighting Fraud

€200 Million Lost from Your Claims Funds Each Year

Each year in Ireland, an estimated €200 million is lost from Insurance claims funds due to Fraud. At Allianz Ireland, our Fraud teams work with our Claims & Underwriting Functions; as well as with An Garda Síochana to protect our valued customers.

Insurance fraud has been steadily growing in Ireland in recent years. While often seen as a victimless crime, Fraud sees hundreds of millions of euros taken from funds set aside by Insurance Companies to pay valid claims each year. Insurance companies pool customers’ premiums, in a claims fund, to cover the cost of claims; wit...