Allianz Blog

Why Do Insurers Investigate the Cause of Claims?

Insurers must determine if the cause of loss or damage is covered by the insurance policy, this is referred to as Proximate Cause. Insurance policies cover specified perils and benefits. Also they are subject to conditions (which are rules that insurers expect Customers to follow in order for policy cover to apply); and exclusions (circumstances under which cover does not apply).

When considering the cause of loss or damage the insurer is concerned with the Proximate Cause. In many cases this will be obvious. For example, I once struck a gatepost while reversing my car into a driveway. The damage to my car was caused a...

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Top Tips for Buying a Used Car

Buying a used car doesn’t have to be a daunting process. In fact, if you use some of these top tips, you could end up getting yourself a great deal. The first important task is to narrow your options down to a shortlist of potential models. You may be just looking to upgrade a few years, or you might need to find a different type of car due to changes in circumstance, like a longer or shorter commute or the need for more space with a growing family.

Prioritise What it Will Be Used For

When compiling your shortlist of potential models to consider it’s worthwhile to sit down and work out just how you‘re going to use your ...

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Sinead Kane Aims for a Hat-trick of World Records

This coming Sunday, May 6th, our courageous Brand Ambassador, Sinead Kane, will be attempting her third Guinness World Record. This time, Sinead is determined to achieve the furthest distance run by a female on a treadmill in 24 hours and to smash the current record of 247.2km (just under 6 marathons back to back), which has stood for the last 14 years.

In the coming weeks, our courageous Brand Ambassador, Sinead Kane, will be attempting her third Guinness World Record.  This time, Sinead is determined to achieve the furthest distance run on a treadmill in 24 hours and to smash the current record of 247.2km, which has ...

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Interesting Facts of Home Insurance

Home insurance in some form has been around for nearly 350 years. Historically, Home Insurance started out by only protecting against the risk of fire. In the 18th and 19th centuries your house would have had a metal plaque called a “fire mark” hanging in a prominent place outside the house. This fire mark stated which insurance company insured the house.

Home insurance at the time was for the rich and not affordable for everybody. Each insurance company had their own fire fighters and the fire mark was to let fire fighters know who insured the house. If the fire fighters turned up and it was not insured by their compa...

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Ways to Save on Your Car Insurance

Here at Allianz, we know that Car Insurance can be expensive and complicated at times. This is why we have put together some simple, helpful tips on how to save and manage the cost of your Insurance with Allianz.

Excesses

Your motor premium can be reduced when a higher excess is chosen. The excess is the amount of money a customer will pay in the event of a claim. When a higher excess is selected it reduces the Insurers risk, which will reduce the cost of your premium. Excess can only be altered by phone; to learn more about our excess options please call our Customer Service Team on 01 448 48 48.

Multi policy

You can sav...

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2018 World Meeting of Families

World Meeting of Families Logo

As the general insurer of choice for the Catholic Church and Schools business in Ireland since 1902, Allianz is delighted to be in a position to support World Meeting of Families 2018 CLG through the provision of a comprehensive package of insurances. The World Meeting of the Families will not only be one of the biggest events in Ireland in 2018, but also across Europe and the wider world. It will involve hundreds of thousands of people across 3 sites over a 5 day period from the 21st to the 26th August 2018. The much anticipated attendance of his Holiness Pope Francis brings an added spiritual and international dimen...

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