Allianz Blog

How to Identify a Ghost Broker

What Is A Ghost Broker?

’Ghost broking’ is form of insurance fraud which involves an illegal insurance intermediary. The ghost broker purchases a policy on behalf of others but purposefully misrepresents important information in order to reduce the price of the policy.

How Do Ghost Brokers Operate?

Ghost brokers operate in the following ways:

Policies are bought from insurance companies using false information and may be changed before being sold on to customers. Fake policy documentation may be created to look like they have been issued by legitimate insurance companies and sold on to customers.Ghost Brokers often produc...

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Paralympian Ellen Keane Talks Challenge, Commitment, and the Courage Behind It All

Blue chlorinated water gently lapped the pool edge, its surface cut by reams of bobbing lane dividers. Born the youngest of four, Ellen Keane had been brought along to local swim classes with her older brothers and sister. Lingering in the side-lines with her dad, she was nervous.

Intermittently, lines of children placed one arm ahead of the other as they learned the forward crawl motion. The other kids, including her siblings, thrashed in the water, their limbs beginning to adapt to the repetitive motion. Unlike the others, Ellen was born missing the lower half of her left arm. It was something that caused insecuritie...

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7 Spectacular Drives in Ireland This Spring

Blue skies, milder weather, fields abloom, and a grand aul stretch in the evenings, Ireland is simply spectacular during the Spring and it is a terrific time of year to venture out and explore this beautiful island.

After being cooped up inside the house for the winter, hitting the road and heading outside is a great way to dust off the cobwebs and feel reinvigorated. Also, with the Easter holidays looming ever closer, now is the perfect time to plan a road trip to make the most of the quieter roads.

With so many beautiful places to visit around Ireland, it can be difficult deciding where to go. But don't worry, we've g...

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What to Consider When Buying Your First Home

So, you’re thinking of buying your first home. No matter what age or stage of your life, it’s always going to be a daunting prospect with many ups and downs, as well as plenty of saving! To help make your journey as a first-time home buyer a lot smoother, we’ve put together a short list of tips.

Start Saving

Before you start even considering buying a property, you might need to start saving for the deposit, which will cover a percentage of the cost of the home. Having a significant savings fund can help to get a wider choice of mortgage options. To help you on your way, it might be advisable to try and cut out any discr...

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How One Man’s Courage Changed the Lives and the Educational Landscape of Ireland Forever

Irish history can be mapped by a mishmash of momentous turning points, but when it comes to Ireland’s education system, one landmark event truly stands out. The occasion? The day that Minister Donogh O’Malley (1921-1968) promised the country free secondary education.

donogh-we-cover-courage

The Day That Changed Everything

September 10, 1966, was a mild Saturday in Dun Laoghaire, South Dublin. Back then, the walls of the Royal Marine Hotel had yet to be coated in the peach pink paint of today. Instead, its plain concrete facade overlooked the sprawling front lawn and beyond, out to the expanse of Dublin Bay.

Inside, in one of the hotel’s confere...

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Allianz’s Hard-Brexit Car Insurance Mythbuster

As the hard-Brexit doomsday clock ticks ominously towards the 29th of March, it has become clear that the Irish public needs to accept the possibility of a no deal scenario and prepare accordingly. Allianz are here to help by highlighting legitimate concerns and dispelling alarmist hype. To set the record straight we have put together our hard-Brexit car insurance mythbuster, for people who want the key takeaways without the heavy lifting.


Myth: You have to purchase insurance green cards, they only last for fifteen days.

Status: Busted

Anyone with access to electricity will, by now, have heard of the magical green card t...

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