Allianz Blog

How You Can Affect Your Home Insurance Premium

There are several ways that you can manage your own risk to help keep your home insurance premium as low as possible.

Claims History

A good claims history is critical. Typically, those who have made a recent claim are more likely to claim again. Insurers therefore consider past claim experience to be significant. Having no previous claims is best for your premium, but bear in mind the number and value of claims has an impact, so consider not claiming for very small claims.

Your Policy Excess

Another way to affect your number of claims is your policy excess. This is the initial amount of the claim that you, as the policyho...

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The Value of Sport for Young Women

Better the balance, better the world. Gender equality is a critical component to the foundation of Allianz. Currently, 50 % of staff employed are female, with many female managers throughout the company. However, making an impact on current culture starts from the bottom. Brian Kelly, Digital Distribution & Transformation Manager, is just one of many Allianz employees volunteering his free time towards making this very difference. As a girls’ football coach, Brian has a unique view on women’s sport and why it is so invaluable to girls as they grow up.     


Sporting Background

Brian is a member of the Templeog...

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Caring for Middle Aged and Elderly Pets

The average lifespan of our pets is unfortunately much shorter than our own. It is therefore important to look out for signs of ageing to provide the best care possible for our middle aged and elderly dogs and cats.


Large Breeds of Dogs Age Faster

Average lifespans for larger dog breeds tend to range from 6-10 years, while smaller breeds can often live to 16-17 years on average, with a higher likelihood of reaching even their 20s. Because of their shorter life span, larger dogs could be described as ‘middle aged’ at 3 to 5 years old! Crossbreed dogs  frequently live longer than purebred dogs because of less genetic illn...

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A Vermin’s Midnight Snack Spells the End of a Much Loved Family Car

Our claims team see lots of different claims and some as you would expect can be a little strange, just like this one!


Rats in the Car!

Rodents are always on the look out for a warm, dry place to rest their heads, particularly at this time of year when the weather is changing! Unfortunately for one customer, this particular rodent didn’t just grab 50 winks and leave.

One of our customers left home early one morning and jumped into her car to bring her kids to school, only to find her car wouldn’t start. Her local mechanic attended, and upon inspecting the engine, noticed signs of rodent droppings which suggested rats had...

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Holidays to Beat the Winter Blues

The winter months can be a long haul for many people. The short, dark days, coupled with a sharp change in temperatures can lead to some people feeling the winter blues. Experts say that one of the best ways to get out of your winter slump can be to book a trip away. Most people’s mood will be lifted if they have something to look forward to. Take a look at some ideas for trips to help lift your mood!

Holidays Winter Blues

Skiing in the Alps

It’s important not to always associate winter with doom and gloom; Why not make the most of the winter weather with a skiing trip to Italy, France, or Switzerland! You’re likely to get the best of both w...

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Green Cards: Brexit’s Effect on Driving Across the Border

If a ‘no deal’ Brexit takes place then any person driving their Republic of Ireland registered car in Northern Ireland will require a green card.

What Is A Green Card?

A Green Card is an internationally recognised insurance document which provides proof of the minimum compulsory motor insurance cover required by the country visited.  It is a hard copy document which is printed on green paper or with a green background.


How Does it Work Right Now?

Currently all Irish motor vehicles with a valid registration travelling within the EU are covered by the terms of the EU Motor Insurance Directive (MID).  This allows motor vehic...

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