Allianz Blog Your Car

No Claims Bonus - If You Move Abroad?

Moving abroad can be an exciting time but save a thought for your car insurance before you head off as it could save you additional cost in the long run.

Before you leave it’s important to contact us for more information about the policies, procedures and particular options relevant to your specific circumstances, at info@allianzdirect.ie or on 01-448 48 48.

More generally, please find below some information you may find useful prior to your departure, grouped according to the length of time you plan to be abroad:

Less than 1 Year

An appropriate solution may be for you to suspend your policy if you are going to be living ...

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Why do Insurance Premiums Increase?

A question asked by many, the below, explains why premiums have risen in recent times.

The calculation of your motor premium is the result of a number of interactions between many rating factors. Even though there does not appear to have been any change in individual circumstances since you last renewed your policy, some of the ratings change through the passing of time (e.g. the age of the policyholder and vehicle age) and these factors can contribute to a change in your premium. There may also have been changes in our approach to pricing the various risk factors, or the introduction of a pricing risk factor, such as ...

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Driving in Ice and Snow

With the winter months approaching it is reasonable for us to expect ice or even snowy conditions. Although everyone looks forward to a white Christmas it can be very dangerous for road users. Driving in these conditions is hazardous, even for the most experienced drivers among us. Visibility is affected and cars can become difficult to control. Here are some tips to ensure for a safe trip while tackling ice or snow on the roads.

Make sure Your Car is Prepared

It is good practice to remember that your journey begins before you start the car. There are a couple of necessary checks all motorists should carry out. Firstly,...

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Wet Weather Driving Tips

Driving in wet weather can be hazardous, even for the most skilled drivers among us. Visibility is affected and cars can become difficult to control. Here are some tips to ensure for a safe trip while tackling heavy downfalls.

Make Sure your Car is Prepared

It is good practice to remember that your journey begins before you start the car. There are a few necessary checks all motorists should carry out.

Firstly, it is crucial that window wipers are fully functional. Check both front and back! Your wipers may have become worn over time and will therefore be unable to clear the windows properly.Secondly, it is advised that ...

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A Guide to Driving in Ireland

Ireland may be small but it packs a punch and its relaxed vibe and friendly locals make traveling the Emerald Isle a pleasure.

With its wide expanses of lush green fields and many mountains, lakes, coastlines and islands; the landscape of Ireland is inspiringly beautiful if we do say so ourselves.

Ireland is also known for its history and there are plenty of medieval cities and walled towns to be enjoyed too; and the best way to travel the country is by car so you can get off the beaten track and explore more of what Ireland offers beyond the guidebooks.

Driving in Ireland is relatively straight forward but there are a f...

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Personal Effects and Clothing Cover for Car Insurance

Here at Allianz we know that everyone values their possessions. Personal Effects and Clothing cover is there to protect you against loss of or damage to your possessions while in or on your private car (used for social, domestic and pleasure purposes) by Fire; Theft; or by accidental means. We will pay up to a maximum of €200 should such instances occur.

The personal effects covered; range from personal entertainment systems to groceries; however, there are some items that are not covered under the policy. To see a full list of exclusions, including vehicle use for Hire and Reward i.e. any use other than social, domest...

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