Allianz Blog Your Home

Winter Weather and Your Home


As we make our way through the winter months, it is important to remember how cold weather can have an adverse affect on your home in a number of ways. Ice, snow, wind and rain can sometimes cause extreme damage. There are several precautions that you can take to prevent such damage occurring, but first let’s take a look at potential issues and handy tips that you should be aware of.

Frozen Pipes:

Cold temperatures can cause pipes in your home to freeze and potentially burst. The freezing cold can cause extreme pressure to build up within the pipe and can sometimes lead to flooding. Wrapping a towel around outside taps ...

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Keeping Your Home Safe at Christmas

It’s nearly that time of the year again! Christmas is undoubtedly the favourite holiday for many people. However, the joy that Christmas brings can also bring dangers into your home that are sometimes forgotten about. So we have put together a list of what to keep in mind to help keep you and your home safe over the festive season.


Preventing Fires

When it comes to the use of candles, it's important to keep them out of reach of children and pets, and keep them well away from curtains and flammable decorations. You should always ensure that the candle is secured in a candleholder on a flat surface whilst also checking th...

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Eircode: The Benefits to the Irish Consumer

Eircode 2

It’s estimated that more than 35% of Irish properties share their address with at least one other property, primarily in rural areas. Eircode was specifically designed to overcome the problem of non-unique addresses. In a nutshell, we now know where our customers are located and as you can imagine, for a business like ours, that helps make a difference. Eircode will deliver benefits such as:

Streamlined Customer Experience

At Allianz we have changed our systems to record Eircode information. Instead of having to enter your full address details, you are now able to enter your Eircode and validate your location. It’s as s...

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Home Safety in the Garden

We probably don’t get to spend all the time we would like in our gardens here in Ireland due to our climate. Nevertheless, we often leave items and belongings in our gardens and garden sheds that pose risks to us and are a potential prize for burglars.

Items to Never Leave Outside Your Home

The spare key – Lot’s of us are guilty of leaving a spare key under a pot or inside a bird house in our gardens. While this is great on the days we forget our key it could prove disastrous should a burglar find it and let themselves into your home. It is important to take reasonable precautions to protect your home as in this instanc...

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Top 5 Home Insurance Claims

Here at Allianz we deal with our customer’s home insurance claims every day. These range from relatively minor claims like Accidental Damage which is an optional extension of cover, right through to much larger claims following fire or flood damage.


1. Water Damage


Water Damage was the biggest category in 2017 accounting for 30% of all household insurance claims.

The most common Water Damage or ‘Escape of Water’ claims arise from pipes (e.g. underfloor pipes, radiators, or leaks from overflow pipes in the attic). A common query is that of Escape of Water from bath and showers. We don’t cover loss or damage where water le...

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Interesting Facts of Home Insurance

Home insurance in some form has been around for nearly 350 years. Historically, Home Insurance started out by only protecting against the risk of fire. In the 18th and 19th centuries your house would have had a metal plaque called a “fire mark” hanging in a prominent place outside the house. This fire mark stated which insurance company insured the house.

Home insurance at the time was for the rich and not affordable for everybody. Each insurance company had their own fire fighters and the fire mark was to let fire fighters know who insured the house. If the fire fighters turned up and it was not insured by their compa...

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