An excess is the first amount of any loss that you are responsible for in the event of making a claim. This amount is deducted from the total claim settlement figure. The only exception is in relation to claims for total or constructive total loss of the boat or liabilities to third parties.
Our standard pleasure craft excesses are €200, €350, or €700. However, this may vary depending on the type of loss or type of policy. Please refer to your schedule of insurance, policy booklet, or contact us directly if you wish to query this amount.