Class 1
Class 1 use is when the car is being used for social, domestic and pleasure purposes and for use by the insured and/or spouse in connection with his/her business or occupation. Class 1 use covers an annual business mileage of up to 1,000 miles/1,600 kilometres paid or up to 2,000miles/3,200 kilometres unpaid.
Class 2
Class 2 use is when the car is being used for social, domestic and pleasure purposes and for use by the insured and/or spouse in connection with his/her business which is not covered by Class 1 (i.e. more than 1000 miles/1600 kilometres per year). The maximum mileage covered per year under Class 2 is 10,000 miles/16,000 kilometres.