You can opt to include Protected No Claims Bonus with your Allianz car insurance policy. This benefit allows you to have one unlimited third party or accidental damage claim in any 3 year renewal period, without having an impact on the No Claims Bonus you have earned. This means if you have an accident and you claim on your policy it will not affect your No Claims Bonus.
However, if you make a second claim in the same three year renewal period, your No Claims Bonus will be stepped back by 3 years. In the event of a third or subsequent claim in the same consecutive three year renewal period your No Claims Bonus will be reduced to Nil.
Please refer to table below:
Any claim payment for windscreen breakage, fire damage or theft will be paid without an impact on Your No Claims Bonus earned.