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Retail Insurance

Tailored to meet your customer's exact requirements, our Retail policy may be purchased 24/7 on and cover confirmed in real time. The product is flexible and offers Buildings and Contents protection on either a Fire & Perils or All Risks basis.

Key Benefits

  • Business Interruption - automatic gross profit protection up to €635,000 (as standard)
  • Loss of money cover up to €10,000 (as standard)
  • Automatic commercial legal expenses cover up to €150,000 (legal advice helpline available and supported by DAS)  

Key Optional Benefits

  • Public and Products Liability - standard €2.6m limit of indemnity can be increased to €6.5m
  • Business Interruption indemnity period can be increased from 12 to 24 months
  • Loss of or damage to frozen foods, specified All Risks cover for business machines, neon signs, and household contents may be also be added.  

Material Damage automatically includes cover for:

  • Fire brigade charges up to €10,000
  • Goods in transit up to €1,500
  • Loss of keys up to €1,500 Allianz Seasonal increase for stock cover up to 40%  

Business Interruption automatically includes:

  • Prevention of access covered up to €10,000
  • Loss of attraction covered up to €10,000
  • Failure of public utilities covered up to €10,000  

Public Liability automatically includes cover for:

  • Wrongful arrest up to €15,000 in any one period of insurance
  • Court attendance compensation

Policy Summary

Retail Insurance Policy Summary

Please Note

These products are only available with Allianz via an authorised insurance intermediary, they are not offered on a direct basis.

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