We do not cover the following vessels:
- Catamarans, Trimaran and all other multihulled Vessels
- Jet Skis
- Non production / One off design vessels
- Vessels with hull constructed from carbon fibre or scrimp
- Carbon Fibre Vessel
- Kite Surfers
- Land Yachts
- Sigma 38
- IMX 38
- Ferro Cement Hull
- Rowing boats
Please note that the above list is not exhaustive.
owner's name and address listed on the policy. If there is ever a claim, the payment would be payable to all the
built marina. If the boat is a dinghy then it must be laid up ashore after use.
We offer 14 different optional cruising ranges for your vessel.
Please refer to the dummyPolicy Document to view the various options (Page 17-19). Please note when selecting a cruising
range that extends beyond inland waterways and coastal waters of the Republic of Ireland and Northern Ireland, it
may have an impact on the premium, excess and cover provided.
range as this is not automatically covered and this may have an impact of the premium, excess and cover provided.
You will also need to advise us if you want to permanently base the vessel outside of the Republic of Ireland or
experience with fast craft (vessels with maximum designed speed in excess of 17 knots).
there to advise you if you run into trouble, and offers peace of mind at difficult times.
Schedule but it excludes any Road Traffic liability.
additional premium. Cover is not provided for the towing of bananas, parascending or similar.
extension for an additional premium.
12 years of age. For boats with maximum designed speed of over 17 knots the driver must have your permission, not
be under 16 years of age and must have a powerboat handling cert or at least 3 years experience with fast craft
(vessels with maximum designed speed in excess of 17 knots).
An excess is the first amount of any loss that you are responsible for in the event of making a claim. This amount is
deducted from the total claim settlement figure. The only exception is in relation to claims for total or constructive total loss
of the boat or liabilities to third parties.
Our standard pleasure craft excesses are €200, €350, or €700. However, this may vary depending on the type of loss or
type of policy. Please refer to your schedule of insurance, policy booklet, or contact us directly if you wish to query this
premium may be charged.
flushed through immediately after a sinking incident and immediately putting dehumidifiers into the internal areas of
your boat which have been affected by a leak or sinking incident. This is a condition of your policy. Report the incident
to our claims department.
take photographs of the damage sustained to both parties’ boats. Report the incident to our claims department.
You can appoint your own surveyor at your own expense.