Pupil Personal Accident Features & Benefits
Why Allianz is Best for Your School
- Best Protection for Pupils
Allianz do not restrict the time in which follow on claims can be made. This means, if a pupil has an accident this year we will continue to pay the medical and / or dental expenses (subject to the policy limit of €50,000 for each) as a result of that accident until the requirement for care has ceased. Our competitors have a time limit in which insured expenses can be claimed, after which date the parent/guardian is left to bear any subsequent costs. This benefit is particularly relevant for dental expenses where children may require further treatment for years to come, potentially leaving the parent out of pocket for an insured incident. Information Correct at 8th May 2017
- Broadest cover available
A claim under the dental expenses benefit will not affect the amount which can be claimed under the medical expenses benefit and vice versa. This doubles the amount you can claim to €100,000, and is unique to the Allianz Pupil Personal Accident Policy.
- Highest Medical and Dental Expense Benefits
98% of all claims come under these benefits. We provide the highest benefits on the market - up to €50,000 for each claim.
- No Policy Excess
Allianz do not apply an Excess in respect of claims paid on this policy.
|Schedule of Benefits|
|1.||Death by Accident||€10,000|
|2.||Permanent total loss of sight in one eye or use of one limb||€50,000|
|3.||Permanent total loss of sight in both eyes or use of both limbs||€100,000|
|4.||Permanent total disablement||€200,000|
|5.||Total and irrecoverable loss of hearing in one ear||€40,000|
|6||Total and irrecoverable loss of hearing in both ears||€100,000|
|7.||Medical expenses not recoverable from any other source||up to €50,000|
|8.||Dental expenses not recoverable from any other source||up to €50,000|
|9.||Loss Of Speech||€40,000|
|10.||Hospital confinement payable per complete day (24 hour period) which shall continue whilst confined but not beyond 90 days from the day on which the Insured Person was first confined||€20|
For schools who do not wish to avail of our internet facility, you may arrange cover in the normal manner by returning your application and premium details via the postal system. Should you decide to proceed on this basis please contact us on 01 613 3900 to request application forms, so that you can submit them to parents in September 2017. Please note we will not be issuing application forms to schools who wish to avail of our internet facility. The 20% premium reduction does not apply if you purchase Pupil Personal Accident cover via the postal system.
If you require more details in relation to our scheme or have any questions about the policy, please contact our Dedicated Pupil Personal Accident Team at 01 613 3900, or your local Allianz Local Allianz Representative.
Please note that your policy includes important exclusions and conditions. The Company encourages you to read them carefully and to contact Allianz at 01 - 613 3900 if any clarification is needed.