Allianz Safe Driver App Terms and Conditions
Allianz Safe Driver App - The software provided by Allianz to offer services related to Allianz in Ireland. This App is to be used on mobile devices and may have upgrades from time to time that will include new software or documentation that enables the use of the App.
Policyholder – The person named as the Insured or Policyholder in the policy schedule and also named under the ‘Drivers or Classes of Drivers whose Driving is Covered’ within the Certificate of Motor Insurance.
Named Driver – A person (other than the Insured or Policyholder) named under the List of Drivers on the policy schedule and also named under the ‘Drivers or Classes of Drivers whose Driving is Covered’ within the Certificate of Motor Insurance.
Data – The information collected from Your mobile device by the App. This includes time, date, device model, OS version, battery level, GPS co-ordinates, gyroscope, distance travelled and accelerometer information.
Driving Score – A score ranging from 1-100 which is calculated based on the analysis of Your driving behaviour as recorded by the App.
Allianz Safe Driver Score – An overall Driving Score of 80 or more.
You/Your – The Named Driver and/or the Policyholder.
Allianz Safe Driver App Terms and Conditions
By clicking ‘Accept’ You agree to be bound by these terms and conditions (the ‘Terms’).
By installing the Allianz Safe Driver App, You are confirming that You have read and understood all disclaimers, notices and instructions, including these Terms and Conditions. By using this App You agree to be legally bound by and act strictly in accordance with these Terms and Conditions and by all other Applicable provisions. If You disagree with these Terms and Conditions and/or with any other Applicable provisions, You are not permitted to, and agree not to, use this App.
Allianz reserves the right, at its sole discretion, to withdraw, change, modify or remove all or part of these Terms and Conditions at any time and without reason. Your continued use of this App, following any such change, will bind You to the revised conditions and You are therefore asked to check this page periodically for such changes on www.allianz.ie/terms-and-conditions/
Allianz’ failure to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision unless acknowledged and agreed by Allianz in writing.
2. About Us
The Allianz Safe Driver App has been published by Allianz plc (hereinafter ‘Allianz’, ‘We’ or ‘Us’) a company registered in Ireland No 143108. Registered office: Allianz House, Elmpark, Merrion Road, Dublin 4, D04 Y9Y9.
3. About our Service
The Allianz Safe Driver App is provided to record, monitor and track Your driving behaviour. The information collected by the App about Your driving behaviour will be used to calculate Your Driving Score.
4. Use of our Services and/or App
Our Services and/or App are only to be used by the Named Driver and/or the Policyholder of a current Allianz motor insurance policy.
You are solely responsible for ensuring that Your App username and password details are safe and confidential. Allianz will not be held responsible for misuse of Your username or password.
You shall not use the Services and/or App for unauthorised or illegal purposes.
5. Our Communication with You
Both the Policyholder and the Named Driver will receive monthly correspondence from Allianz with details of the Named Driver’s Driving Score.
6. How will we use the Data collected from the App
We will use and share some information provided during the registration and policy set up and Data for the performance of the insurance contract.
The Data will be used to calculate Your Driving Score.
The Data is transmitted to Allianz Technology, Largo Irneri 1, 34123 Trieste, Italy. This Data is used to calculate Your Driving Score based on the following factors:
- Braking: frequent harsh braking increases the risk of accidents so avoid harsh braking. Your braking style contributes 35% to Your overall score.
- Acceleration: avoid harsh acceleration by driving with anticipation. Your acceleration style contributes 25% to Your overall score.
- Speeding: excessive speeding is a common cause of accidents. Exceeding the speed limit by 10km/h or driving faster than 120 km/h on a motorway leads to a negative rating. Respecting speed limits contributes 15% to Your overall score.
- When and where You drive influences Your score. Day, time and type of road contribute 25% to Your overall score.
The Data may be used to help provide further clarification of the circumstances giving rise to a claim if You make a claim under Your policy.
The Data may be used to help prevent and detect fraud.
We will use and share some information provided during the registration and policy set up and Data for legitimate business interests including: Your Data may be used by Allianz for the investigation and resolution of technical issues with the App. Your data may be disclosed to third party service providers to provide support and resolution in the event of technical issues with the App.
Your trip information is available through the mobile App at all times.
7. Availability of the App
This App is available for handheld mobile devices running Apple iOS and Android OS Operating Systems. Allianz will use reasonable efforts to make the App available at all times. However You acknowledge that the App is provided over the internet and via mobile networks and so the quality and availability of the App may be affected by factors outside Allianz’ reasonable control.
Allianz, its group of companies and sub-contractors do not accept any responsibility whatsoever for unavailability, delays, interruptions or breakdowns of the App, or any difficulty or inability to download or access content or any other communication system failure which may result in the App being unavailable.
Allianz reserves the right to upgrade, amend or alter the App at any time, and for any reason, however, Allianz will not be under any obligation to You or any other party, to provide upgrades and/or any support or maintenance in relation to the App.
You must not use the App where restrictions relating to the use of mobile devices apply and agree to only use the App when it is safe to do so. You are advised to use caution and to not rely in any way on the correct functioning or performance of this App.
The App will only be provided through English.
8. Limitation of Liability
In no event shall Allianz be liable to You or any other person for any direct, indirect, incidental, special or consequential losses or damages, resulting from any claim (including and without limitation, a claim for breach of contract, tort, negligence, breach of warranty or otherwise) arising out of the use or the inability to use the App, or for any changes to the App.
In addition, Allianz shall not be liable for any material or Data sent, or not sent to You, including but not limited to, loss or damage to property and/or other intangible information.
Allianz is not liable to You for any damage or alteration to Your equipment including but not limited to computer equipment, handheld device or mobile devices as a result of the installation or use of the application.
You acknowledge and agree that while all reasonable efforts have been made by Allianz to ensure that the information on this App is accurate, such information is provided on an "as is" basis only.
Allianz does not give nor offer any type of express or implied guarantee, representation, endorsement or warranty with respect to the accuracy, reliability or completeness of the information appearing on, or provided in conjunction with this App.
If You choose to obtain the services of any third-party through this App, You do so entirely at Your own risk. Where links are provided to websites which offer any goods and services for sale, any relationship entered into by You will be with the merchant selling the goods or providing the services. Allianz will not be privy to any such relationship, and accepts no responsibility in relation to the goods or services provided, their delivery or non-delivery, their quality or merchantability.
9. Data Charges
Network Data charges may be applied by Your network service provider for the Data transmission used by the App. You should contact Your network service provider for details of these charges.
The App uses Your mobile Data connection to transfer the driving trip Data. Typically, the Data does not transfer until a WiFi connection is established as the default setting in the App is ‘transfer with WiFi only’. If the option ‘transfer with WiFi only’ is not activated, then the transfer of the Data takes place immediately after completion of a trip. The estimated monthly Data volume depends on vehicle usage and how often Your Smartphone is connected to a wireless network to upload trip Data. For example, if You drive 30 minutes per day and 10 days per month, the transmitted Data is about 1MB per month. The current volume of Data sent is approximately 3.5KB per minute.
If You are concerned about Your Data tariff, set it so that the Data is transferred only via WiFi (selectable in the ‘Setting’ menu item) to ensure the trips are captured and automatically uploaded when the smartphone is in a WiFi zone. Please note that this applies only to the upload of the driving Data. All further actions still require the mobile Data connection and may incur additional costs depending on Your mobile network contract. You should contact Your network service provider for details of these charges.
The App also records abroad and transmits Data so to avoid possible roaming costs during the Data transmission ensure the option ‘transfer only with WiFi connection’ is activated.
10. Cookies/Google Analytics Usage
This App uses Google Analytics, a web analytics service provided by Google, Inc. ("Google"). Google Analytics uses "cookies", text files that are stored on Your Smartphone and which allow an analysis of the use of the App by You. The information about Your use of this App generated by the cookie is generally transferred to a Google server in the USA and stored there. We would like to point out that on this App Google Analytics has been extended by the code "gat._anonymizeIp ();" to ensure an anonymous detection of IP addresses (IP masking). By enabling IP anonymization on this App, Your Google IP address will be previously abbreviated within Member States of the European Union or in other States Parties to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transferred to a Google server in the US and abbreviated there. On behalf of the operator of this App, Google will use this information to evaluate Your use of the App, to compile reports on the app's activities, and to provide other services related to the use of the app and the Internet. The IP address provided by Your browser as part of Google Analytics will not be merged with other Google Data. You can prevent cookies from being saved by setting Your App software accordingly, however, we would point out that in this case You may not be able to use all the functions of this App in its entirety. You also have the option to turn off the collection and transmission of usage Data to Google at any time in the settings of Your Smartphone. For more information, please visit http://www.google.com/intl/en/analytics/privacyoverview.html (general information about Google Analytics).
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with Irish law. Disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the Irish courts.
12. Proprietary Rights and Licence
All logos, slogans, trademarks, copyright, information, Data, designs, drawings, specifications, materials, content, concepts and other intellectual property rights of any nature included in this App, together with any and all underlying software code, are owned either directly or indirectly by Allianz and/or by Allianz’ licensors and are subject to copyright and other intellectual property rights. They may not be separately represented or reproduced. Any copying, transmission or re-transmission of the same requires prior written Approval from Allianz. You are not authorised to alter or attempt to alter or vary any of the above, or to access or use this App other than for the purpose of making legitimate use of the services offered by this App. You are not authorised to, and must not, add this App in any manner as a link or download, to any other website. You acknowledge that the content of this App, including but not limited to text, software and graphics or other material presented to You by the App, by Allianz, by advertisers or by other content providers, is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws.
Some App functionality uses 3rd party resources and that content is governed by and can only be used in line with their Terms and Conditions of the respective 3rd Party.
Allianz reserve the right at all times to place advertisements and promotions on the App. Advertisers and sponsors on the App are solely responsible for complying with all local, national, state and international laws (where relevant) and we exclude all liability in relation to same, howsoever caused.
Allianz hereby grants You a non-exclusive, royalty-free, revocable licence to use the App solely for Your own personal, non-commercial purposes, strictly in accordance with these Terms and Conditions.
Any other use and/or reproduction of the content of this App, without the prior written consent of Allianz is prohibited and will constitute a breach of these Terms and Conditions.
13. Conditions of Use
You will not, nor allow third parties to:
(i) make and/or distribute copies of the App;
(ii) attempt to copy, reproduce, alter, modify, reverse engineer, disassemble, decompile, transfer, exchange or translate the App; or
(iii) create derivative works of the App of any kind whatsoever.
The App is currently made available to You free of charge for Your own personal, non-commercial use. Allianz reserves the right to amend or withdraw the App and/or to charge for the App or service provided to You, at any time and for any reason.
Allianz will take all reasonable care to ensure the accuracy, completeness and reliability of the information contained within or accessible through this App. Allianz does not necessarily endorse, sponsor or approve any material accessible from this App.
Allianz accepts no responsibility for any unauthorised alteration of, modification to, or use of any of the information or Data in or accessible through this App by You or any other party.
Allianz does not accept any liability for any third parties who may provide Allianz with information for dissemination on or through this App.
Your use of this App is entirely at Your own risk, for which Allianz shall not be liable. It shall be Your own responsibility to ensure that any services or information available through this App meet Your specific requirements.
You acknowledge that the terms of agreement with Your respective mobile network provider (‘Mobile Provider’) will continue to apply when using the App. As a result, You may be charged by the Mobile Provider for access to network connection services for the duration of the connection while accessing the App or any such third party charges as may arise. You accept sole responsibility for any such charges that arise.
If You are not the bill payer for the mobile device being used to access the App, You will be assumed to have received permission from the bill payer for using the App.
Allianz may terminate Your access to and use of the App at any time, without reason and without notice. In addition, Allianz may terminate Your access to and use of the App for violation of the letter or spirit of these terms and conditions.
Upon termination, the rights and licenses granted to You herein shall terminate and You must cease all use of the App.
Allianz may terminate the App with or without cause at any time and effective immediately.