Understanding your Landlords insurance
With Allianz Landlord insurance, we ensure cover for a range of rental properties.
Choose between our three packages to find the right cover for you, including Contents Only for apartment owners, Buildings Only for property owners, or avail of all cover and benefits with our most complete package Buildings and Contents.
The Basics Package Cover
We will cover the costs of any damages incurred or repairs needed as result of a sudden escape of water, including burst pipes or plumbing issues. Damage caused by gradual leaks, such as showers, baths, or sinks, is not covered.
Similarly, you are covered for any damages incurred as result of escape of or overflow of oil from any heating or fixed plumbing systems at the premises.
Your Landlord Insurance also includes cover for:
- Subsidence or Landslide landslip.
- Impact from vehicles including road, rail or aircraft.
Please note: See below for a summary on the cover we provide; for further detail on the cover, terms and conditions and exclusions please refer to our Home Insurance Policy Document which is available to download.
Contents Only - Apartment Owners
We will cover loss of rent incurred should the property's conditions become inhabitable following an insured event.
Or, we will cover the costs to provide alternative accomodation for your tenants along with storage for your contents.
The maximum we will pay under this benefit is 15% of the contents sums insured.
The following benefits are also included within the Contents package:
- Breakage of glass
- Contents in open
- Title deeds replacement
Buildings Only - For Home Owners
Should the private house need to be completely rebuilt following damage from an insured peril we will cover the rebuilding costs to reinstate the private house to a BER ‘A’ rating. We will also cover:
- Architects or Surveyors Fee
- Debris Removal Costs
- Public Authority Requirements Charge
Your policy also includes the following benefits:
- Breakage of fixed glasses and sanitary fittings
- Purchasers interest
- Satellite dishes and TV/ radio aerial damages up to a limit of €1300
- Service pipes and cables repairs or replacements following accidental damage