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| How your NCB is affected by accidental damage or third party claims | ||||
|
Years of NCB at your last renewal date |
Years of NCB at your next renewal date if you have: | |||
| No claim | 1 claim | 2 claims | 3 claims or more | |
| 0 | 1 | 0 | 0 | 0 |
| 1 | 2 | 1 | 0 | 0 |
| 2 | 3 | 2 | 0 | 0 |
| 3 | 4 | 3 | 0 | 0 |
| 4 | 5 | 4 | 1 | 0 |
| 5 | 6 | 5 | 2 | 0 |
| 6 | 7 | 6 | 2 | 0 |
| 7 | 8 | 7 | 2 | 0 |
| 8 | 9 | 8 | 2 | 0 |
| 9 | 9 | 9 | 2 | 0 |
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| How your step-back NCB is affected by accidental damage or third party claims | |||
|
Years of NCB at your last renewal date |
Years of NCB at your next renewal date if you have: | ||
| No claim | 1 claim | 2 claims or more | |
| 0 | 1 | 0 | 0 |
| 1 | 2 | 0 | 0 |
| 2 | 3 | 0 | 0 |
| 3 | 4 | 0 | 0 |
| 4 | 5 | 1 | 0 |
| 5 | 6 | 2 | 0 |
| 6 | 7 | 2 | 0 |
| 7 | 8 | 2 | 0 |
| 8 | 9 | 2 | 0 |
| 9 | 9 | 2 | 0 |
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| Item No. | Item | Benefits |
| 1. | Death | €15,000 |
| 2. | Complete and permanent loss of sight of one or both eyes | €15,000 |
| 3. | Loss by severance of one or more limbs at or above the wrist or ankle | €15,000 |
| 4. |
Permanent total disablement
This means permanent inability to perform or attend to any business, profession or occupation. |
€15,000 |
| 5. |
Temporary total disablement
However, we will pay this benefit only for the time the person spent as an in-patient in hospital when they: • have no occupation, business or profession from which they receive a salary • have retired • are a student • are unemployed. Otherwise it is at our discretion based on the medical evidence produced. |
€60 per week for up to 50 weeks (excludes the first 14 days) |
| 6. |
Medical, surgical and hospital fees and cost of necessary medical appliances related to the injury. This means in-patient care for more than seven consecutive days in an institution that has: •facilities for diagnosis, treatment and major surgery •accommodation for people as in-patients. It does not include: •a long-term nursing unit •geriatric or pre-convalescent ward •extended care facility for convalescence, rehabilitation or other similar function. |
€200 per week for up to 10 weeks |