Van Insurance cover detail

Here you can find the details on our flexible Van Insurance cover.
  • Fire and Theft damage to your car*
  • Unlimited Personal injury legal liability to Third Parties
  • Third Party property damage, legal liability upto a limit of €30,000,000
  • Access to our Emergency Service in the event of fire, theft or attempted theft

*Limited to a maximum of your car’s market value at the time of loss or damage.

 

We provide your policy cover for driving within Northern Ireland, Great Britain, the Isle of Man and the Channel Islands. We also provide the minimum cover required while you drive in any EU country and other countries which have made arrangements to meet the minimum insurance requirements set out by the EU.
Windscreen cover generally covers damage to the vehicle windscreen. Our windscreen cover also covers damage to other glass in the vehicle. Windscreen cover is only included with comprehensive cover.
We will pay for loss of or accidental damage to any trailer, provided it's been added to the policy and the details have been given to us. Third party only cover applies whilst attached or temporarily detached. You are automatically covered to tow a trailer with third party cover, as long as you and your vehicle are in compliance with Road Traffic legislation.
While your vehicle is being used as a tool of trade, we will provide cover to meet the minimum requirements of Road Traffic Act Legislation but excluding; subsidence, flooding, water pollution and damage to pipes and cables. The maximum liability we will cover is €6,400,000.
We offer step back bonus protection as standard for customers who hold four or more years no claim discount. This means if you have a claim worth less than €10,000, you won’t lose your full no claim bonus discount, it will step back to two years. Claims greater than €10,000 will see your no claim discount reduced to nil.
  • Accidental Damage and damage caused by vandalism to your Car*
  • Windscreen cover
  • Fire and Theft Damage to your Car*
  • Unlimited personal injury legal liability to Third Parties
  • Third Party property damage, legal liability up to a limit of €30,000,000
  • Access to our Emergency Service in the event of fire, theft/attempted theft, an accident or vandalism

*Limited to a maximum of your car’s market value at the time of loss or damage.

  • A no claim discount helps you save money on your van insurance. Every year you earn a no claim discount, you will receive a discount off your annual insurance premium. A protected no claim discount allows you to have two unlimited third party or accidental damage claims in any three year renewal period, without having an impact on your no claim discount. This means if you have two accidents and you claim on your policy it will not affect your no claim discount. Any more than two claims will result in your no claim discount being reduced by two years.

 

  • Standard excess is €250.
  • Additional voluntary excess of €250 is available and if selected will result in a reduced premium.

We exclude damage while the vehicle is being driven by anyone who:-

  • is under 23 years of age
  • does not hold a full driving licence