Please note: The van insurance / commercial motor insurance policy document is available at the bottom of the page for you to download.
Provided the Policy is earning four or more years No Claim Bonus, one van insurance claim costing or estimated to cost not more than €10,000 in any one renewal period of insurance, will result in the reduction scale being stepped back as per below:
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| Claim value range | No Claim Bonus step-back in years |
| One claim up to €10,000 | Step-back by two years (two scale points) |
| One or more than one claim €10,001 or greater | Step-back to Nil |
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| Number of claims in any three year renewal period | No Claim Bonus impact in years |
| One and/or two claims (amount unlimited) | No impact on the Reduction Scale |
| Up to three claims (amount unlimited) | If you have 5 or more years your bonus will be stepped back to 3 years. |
| More than three claims | Step-back to Nil |
