A holiday home is a property that you may stay in from time to time for your holidays or time away but it is not your full time residence.
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Protect your ‘home from home’ even when you’re not there and enjoy peace of mind with Allianz Holiday Home Insurance.
With Allianz Holiday Home Insurance you are covered for:
- Liability cover for damage or injury to third parties for which you are liable for for up to a limit of €3,175,000
- Clean up expenses following escape of oil from any fixed domestic system
- Fire brigade charges covered up to a maximum of €2,000
Yes. If you rent your holiday home out for seasonal use, we also cover this. You will need to let us know if this is the arrangement so we can ensure you are correctly insured. This may be subject to an additional premium.
Yes, you are covered if you are found to be liable of injury to a third party and for damage caused to property that does not belong to you.
The buildings section of the household policy covers you for liability as the owner of the property insured. The maximum we will pay under the policy for any one event or a series events under this cover is €3,175,000. Please refer to your Household Policy Document for further details.
Yes there are additional conditions in place for holiday homes given the property is not occupied on a full time basis. One of these conditions is that during the period of 1st of October to 31st of March the following measures need to be taken:
Between the 1st of October and the 31st of March (inclusive) either (a) or (b) applies:
(a) If the house is vacant for up to 48 hours:
(i) The water supply must be turned off at the mains and the entire cold water system must be drained down
OR
(ii) The holiday home must maintain a minimum constant temperature of 5 degrees Celsius or 41 degrees Fahrenheit.
(b) If the house is vacant for more than 48 hours:
(i) The water supply must be turned off at the mains and the entire cold water system must be drained down
OR
(ii) The holiday home must have a fully operational thermostatically controlled central heating system that is set to maintain a minimum constant temperature of 5 degrees Celsius or 41 degrees Fahrenheit throughout the holiday home (including the attic).
For the full details on all the terms and conditions that apply on your policy, please refer to the Household Policy Document.