Even our basic package (The Basics) includes benefits and cover for a broad range of situations. Take a look at our straightforward
guide and discover what you can get with your Renters Contents Insurance.
If you’re living in rented accommodation, it’s up to you to insure your personal possessions. This includes laptops, mobile phones,
jewellery, clothes and more.
When you have Renters Contents Insurance and your possessions are damaged, destroyed or stolen, you can claim back some or all of
the value with Allianz if the claim is valid.
Your insurance policy covers your possessions in natural, accidental or malicious events, including:
For full details of covers, exclusions, terms, conditions and limitations, take a look at our
Covers your possessions damaged or destroyed by a sudden escape of water. This can be caused by burst pipes, a
broken washing machine and other plumbing issues in the home. You are not covered if your property is unoccupied
for more than 35 days in a row. Damage caused by gradual leaks from baths, showers, sinks or toilets is also not covered.
Covers your possessions damaged, destroyed or stolen when a burglar forces their way into your home. Your
possessions are also covered in the event of an attempted burglary. The cost of replacing stolen external door keys is
covered. You are not covered if your property is unoccupied for more than 35 days in a row.
If you have a sudden situation like a water leak or if you’re locked out, Allianz are here 24/7/365 to help and prevent
any further damage to your home. Costs of the call out, labour and materials are covered (up to €300 per incident,
four times per year).
You can find more information on Emergency Home Assistance here.
If you live in an apartment or house in a single occupancy, couple occupancy or shared occupancy (housemates) setting, you can get a quote* online in minutes.
*Minimum premium contents €86.10, all risks €12.60.
Please note: If you share a house with non-family members, each individual needs to take out their own renters insurance policy in order to protect their possessions.
Covers for any of your possessions in the event of an everyday mishap. For example, if a visitor spills coffee on your rug.
Take a look at the Household Policy document to see what exclusions apply.