Even our basic package (The Basics) includes benefits and cover for a broad range of situations. Take a look at our straightforward
guide and discover what you can get with your Renters Contents Insurance.
If you’re living in rented accommodation, it’s up to you to insure your personal possessions. This includes laptops, mobile phones,
jewellery, clothes and more.
When you have Renters Contents Insurance and your possessions are damaged, destroyed or stolen, you can claim back some or all of
the value with Allianz if the claim is valid.
Your insurance policy covers your possessions in natural, accidental or malicious events, including:
Covers your possessions damaged or destroyed by a sudden escape of water. This can be caused by burst pipes, a
broken washing machine and other plumbing issues in the home. You are not covered if your property is unoccupied
for more than 35 days in a row. Damage caused by gradual leaks from baths, showers, sinks or toilets is also not covered.
Covers your possessions damaged, destroyed or stolen when a burglar forces their way into your home. Your
possessions are also covered in the event of an attempted burglary. The cost of replacing stolen external door keys is
covered. You are not covered if your property is unoccupied for more than 35 days in a row.
If you have a sudden situation like a water leak or if you’re locked out, Allianz are here 24/7/365 to help and prevent
any further damage to your home. Costs of the call out, labour and materials are covered (up to €300 per incident,
four times per year).
You can find more information on Emergency Home Assistance here.
If you live in an apartment or house in a single occupancy, couple occupancy or shared occupancy (housemates) setting, you can get a quote* online in minutes.
*Minimum premium contents €86.10, all risks €12.60.
Please note: If you share a house with non-family members, each individual needs to take out their own renters insurance policy in order to protect their possessions.
Renters Insurance (also referred to as “contents only insurance”) is like a safety net for people living in rented
accommodation. Tenants buy it just in case something happens to their possessions, including laptops, jewellery,
phones and more. If you have Renters Contents Insurance with Allianz and one or more of your possessions are
damaged, destroyed or stolen, you can make a claim to get back some or all of the value if the claim is valid.
The answer to the question, “Do I need Renters Insurance?” is a personal one. That’s because Renters Insurance isn’t
mandatory or required by law.
You should get Renters Insurance if you want to cover your personal possessions if there’s a burglary, flood, fire or
other sudden event. Always remember that the person who needs Renters Insurance is the tenant.
There are a lot of Insurance Companies out there that offer Renters Insurance, so it can be confusing picking
somewhere. Here are some of the main qualities your insurance company should have:
The cost of Renters Insurance in Ireland depends on what you want to insure, the type of home you live in and your
area. For most people, Renters Insurance usually costs about the same as a few cups of coffee a month.*
To find out exactly how much Renters Insurance costs for an apartment or house that you’re renting, simply fill in your
details online and get a quote in minutes.
*Based on the average cost of Allianz Renters Insurance cover in Ireland of €14.71 per month.
Renters Insurance covers the damage or loss of your possessions if something sudden happens, like a burglary or a
flood. It also covers liability claims made against you.
At Allianz, even basic Renters Insurance ("The Basics" bundle) covers a lot of different types of things. For example, it
covers your possessions, up to a certain value, that are damaged, destroyed or stolen in your home.
As well as that, The Basics Renters Insurance covers accidental damage to your TV. You can also claim for temporary
housing and additional living expenses if there’s a fire or similar and you can’t live in your home.
If you want, you can also get extra cover for items you take outside your home, for example bicycles and jewellery.