Home insurance cover details

Protect your home and enjoy peace of mind with Allianz Home Insurance.


Our great quality, flexible Home Insurance product allows you to combine, or choose between Buildings and Contents cover and select
from a range of optional extras to suit your specific needs.

If you have a sudden situation like a water leak or if you’re locked out, Allianz are here 24/7/365 to help and prevent
any further damage to your home. Costs of the call out, labour and materials are covered (up to €300 per incident,
four times per year).

You can find more information on Emergency Home Assistance here.

Rebuild Better is a new and exclusive benefit available to Allianz Home Insurance customers who have buildings cover.

If you make a claim of €50,000 or more on your policy you will be offered €6,000* on top of your claim to make sustainable energy improvements to your home such as a heat pump system or wall insulation whilst you repair the damage to your home.

You can find out more information here.

 

*Standard policy terms, conditions, limits and exclusions will apply. This benefit will not apply:  

  • If there is no application for a grant or if the grant has not been approved and paid to you.
  • If the claim on your policy is settled for below €50,000, 
  • For all SEAI energy upgrades that are fully funded by the SEAI. 
  • If there is a total loss at the premises.** 

** In an event of a total loss, your property has to be rebuilt in line with the current building regulations which will include some of the features provided by SEAI grant.

Covered up to €3,000 automatically. Excludes loss or damage to records, console games and to any medium on which audio and/or visual contents and/or electronic data is stored, hearing aids and loss or damage caused by pets. Only applicable to Contents cover.
Contents sum insured increased by 10% in December and January. Only applicable to Contents cover.
Coverage increased by 10% one month before and after the wedding day of a household member (Date of wedding
should be advised). Only applicable to Contents cover.
Covered up to €750 automatically for loss or damage to shopping while it is being transported from place of purchase to your household. Excludes stealing or attempted stealing from any unattended vehicle except in the specific circumstances outlined in the policy document. Only applicable to Contents cover.
Covered for any charges incurred up to €3,000 for calling the Fire Brigade to attend your property as a result of an
incident which is insured under the policy.
Covered up to €2,000 for loss or damage covered under the policy to visitor's property in your home. Only applicable
to Contents cover.
Additional cover for accidental damage to premises and/or contents. Subject to the exclusions outlined in the policy
document.
Personal possessions you would like to insure outside your home such as sports equipment (while not in use), jewellery
and valuables if they are accidentally lost, destroyed, damaged or stolen. Only applicable to Contents cover.
Caravan/Mobile Homes cover can be added as an optional extension on owner occupied properties. Only available
when Buildings and Contents cover are selected.
Small Craft cover can be added as an optional extension on owner occupied properties. Only available when both Buildings and Contents cover are selected.

*Optional Extras provided at an additional cost and a mid-term adjustment fee may apply.

Please note: The above information does not reference all of the benefits, terms, conditions, limitations, exceptions and exclusions
associated with the Policy. Please take time to read our Home insurance policy document and to ensure that you understand the cover
provided.

*Minimum premium buildings €106.05, contents €86.10, all risks €12.60. 10% off all new Home Insurance policies online.