Please note: Our home insurance policy document is available at the bottom of the page for you to download.
Landlords insurance is a policy similar to your home insurance to protect your rental properties. From the landlord who owns a single property, to the entrepreneur who controls a large portfolio of properties, our policies are there to keep you and your premises and/or possessions covered.
Your policy covers the premise and/or your contents that you may have in the home while renting, including furniture and décor. A tenant cannot make a claim on your landlord policy for any damages caused to their personal possessions while living in your rental property.
There are many insurance companies out there that offer Landlord Insurance, so it can be confusing trying to pick the right one for you. When you are choosing your insurer, it is important to ensure they have the following main qualities:
A well-known name and a good reputation
The right cover you need for your properties
Straightforward claiming process
Excellent customer service
While there landlord insurance is not compulsory by law; it is recommended that any property owner secure their property in the event of any natural catastrophe. Your landlord policy will also indemnify you against all sums which you will be held legally liable to pay as the owner of the premises and also cover you, in the event the property becomes uninhabitable following damage caused by an insured peril for loss of rent.
Emergency Home Assistance is a dedicated service available 24 hours, 7 days a week, 365 days a year there to help you in the event of a sudden emergency, such as a water leak, door lock replacements, or broken glass or window.