Latest National Claims Information Database report showing full market view, this does not reflect your own individual premium allocation view.
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| Market cost category | Share of market premiums | What this covers |
| Total claims | 63% | The cost of claims across the total insurance market, including vehicle repairs, property damage, injury claims and related legal costs. |
| Management expenses | 16% | The cost of providing and running insurance services including customer support, technology and administration across the total insurance market. |
| Broker commision | 8% | Fees paid across the market to brokers for arranging and supporting customers’ insurance policies. |
| MIBI | 4% | Mandatory contributions insurers made to the Motor Insurers' Bureau of Ireland. This goes to a fund that helps people hit by uninsured or unknown drivers. |
| Reinsurance | 4% | Insurance for insurers. Protection purchased by insurers to help cover the cost of large or unexpected claims. |
| Profit | 5% | What's left over after all costs. Which helps keep insurers financially sustainable and invest in future services. |