The buildings section of the Household policy provides cover for liability arising out of ownership of the buildings.
The contents section of the Household policy provides cover for liability arising out of:
The maximum amount we will pay for these covers is €3,000,000. Please refer to your Household Policy Document for
details.
Domestic employees are covered under the Liability to Domestic Employees section of the policy. A domestic employee is defined as a person employed by you to carry out domestic duties at your home, such as but not limited to repairs, decorating, cleaning, gardening or looking after your children.
No cover is provided for independent contractors. It is important to check that contractors have adequate Employers Liability insurance in place.
Liability to others is covered as standard on your policy. Visitors to your home for business purposes are not covered on
a standard home policy.
The policy also covers visitor’s and guest’s property up to a maximum of €2,000. Please refer to your household policy document for details.
