Other FAQs

Personal possessions are items normally worn or carried on the person.

You could reduce your premium by having a working burglar alarm installed or opting for an increased voluntary
excess.

Property is considered unoccupied if it is not lived in on a permanent full-time basis by you, by the members of your household
or any other person authorized by you.

If your property becomes or is likely to become unoccupied, please advise Allianz of this change, as this information
may affect your insurance.

Where a property is unoccupied for more then 35 days in a row, some covers are automatically excluded. Please
refer to your Household Policy document for details. Different conditions apply for Holiday Homes. Please refer to the
Endorsements section of the household policy document for more details.

My property is in a flood-prone area where the OPW ( Office of Public Works) have implemented flood defences, how
should I proceed to get a quote?

If your property is in a flood-prone area protected by fully completed OPW flood defences and you wish to obtain a
quote for your home insurance simply contact us at 01 448 48 48.