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Business Use FAQs

Our most Frequently Asked Questions about Allianz Car Insurance Business Use.
You are covered to use your car for social, domestic and pleasure purposes, including travel to and from work. Business use (Class 1 and Class 2) is available but must be specifically requested.

Class 1

Class 1 use is when the car is being used for social, domestic and pleasure purposes and for use by the insured and/or spouse in connection with his/her business or occupation. Class 1 use covers an annual business mileage of up to 1,000 miles/1,600 kilometres paid or up to 2,000miles/3,200 kilometres unpaid.

Class 2

Class 1 use is when the car is being used for social, domestic and pleasure purposes and for use by the insured and/or spouse in connection with his/her business or occupation. Class 1 use covers an annual business mileage of up to 1,000 miles/1,600 kilometres paid or up to 2,000miles/3,200 kilometres unpaid.

We do not cover Commercial Vehicles on a permanent basis on Private Car policies.

We will, however, do a temporary substitution to a van on a private car policy for a maximum of 48hrs –the vehicle must be used for Social Domestic & Pleasure only, e.g. for moving house. An additional premium of €64 applies for the first 24 hours and an additional €32 applies for any additional time up to a further 24 hours.