It is important that we have the correct information for you so we can rate you accordingly. Using your car less is a great way to help mitigate damage to your car from climate related instances and helps to reduce your impact on the environment. At Allianz, we reflect this reduced car usage in the premium we charge, so if you, or any drivers named on your policy, do not use your car regularly to commute to work or education (three or more times a week) you may be entitled to a discount.