Home insurance cover

An exclusive benefit with Allianz Home Insurance

Rebuild Better is an exclusive benefit available to Allianz Home Insurance customers who have buildings cover. If you make a claim of €50,000 or more on your policy you will be offered €6,000* on top of your claim to make sustainable energy improvements to your home such as a heat pump system or wall insulation.

With the variety of great home upgrades available, choosing the best options for your needs can be challenging. That's why we've included a home energy technical assessment service to guide you in making informed decisions. 

If you have unfortunately experienced a claim to your buildings, you can email [email protected] or call   01 6133990 and one of our experienced claims advisors will be on hand from 9am-5pm Mon-Fri. 

  • A loss adjuster will be appointed and get in touch with you to inspect the damage to your property within 3 working days. Please note this may take longer during busy periods such as severe weather warnings. 
  • If the claim is valued at €50,000 or more, the loss adjuster will advise you of the €6,000* Rebuild Better payment that is available, provided you go through the Sustainable Energy Authority of Ireland (SEAI) grant process and get approval for an SEAI home energy upgrade grant.   
  • The loss adjuster will also share the details of our technical assessment consultants, who can be contacted to arrange the free home energy technical assessment.  
  • Once the assessment is complete, you will receive a detailed report of your home’s energy efficiency, including tailored options for energy improvements.  
  • Your SEAI registered contractor will share information on the completed works with the SEAI & you will receive your grant funding (if applicable). 
  • Your SEAI registered contractor must then send your receipt of SEAI grant funding and statement of works to Allianz ([email protected]). We will review the application to verify that the address listed for the claim matches the location where the sustainable home energy upgrades were implemented 
  • Allianz will then send a cheque/electronic funds transfer for €6,000 to the SEAI registered contractor after completing the upgrades. 
Claims over €50,000 under the premises section of the policy for losses such as but not limited to burst water pipes, fire, flood, storm, subsidence qualify for Rebuild Better once the SEAI grant is approved. Claims under the contents section of your policy do not qualify.

Should you wish to take advantage of the Rebuild Better benefit, the process will proceed independently of your original claim.  

Your claim with Allianz will progress as normal and will not be impacted because of your SEAI grant application.

Depending on the upgrades you are looking to make, you can choose one or multiple home energy upgrades. The SEAI grants you can apply for include multiple options, from attic and wall insulation to installation of heat pumps and solar panels. Allianz will provide €6,000 net of SEAI grants to support your sustainable home improvements.  

For more information on your options visit our Green Home Guide here and explore grant options on the SEAI.ie website  here

No, the additional payment of €6,000 does not apply in the event of a total loss. The reason for this is that, in an event of a total loss, your property must be rebuilt in line with the current building regulations which will include some of the features provided by SEAI grant.

A registered SEAI contractor will carry out the work once you receive approval for an SEAI grant. You must ensure grant approval is in place before proceeding with works to avail of the Rebuild Better funding. 

To find a registered SEAI contractor in your area, visit the SEAI.ie website here.

Please note: Minimum premium buildings €106.05, contents €86.10, all risks €12.60.

*Standard policy terms, conditions, limits and exclusions will apply. This benefit will not apply:  

  • If there is no application for a grant or if the grant has not been approved and paid to you.
  • If the claim on your policy is settled for below €50,000, 
  • For all SEAI energy upgrades that are fully funded by the SEAI. 
  • If there is a total loss at the premises.** 

** In an event of a total loss, your property has to be rebuilt in line with the current building regulations which will include some of the features provided by SEAI grant.