We offer cover for cats and dogs.
Cover FAQs
It is important to select the right Breed Type when you are arranging cover for your dog:
- Purebred is when both parents are the same breed.
- Crossbreed is when the parents are two different pure breeds.
- Mixed-breed is when your pet is a mix of 3 or more breeds, or an indeterminate breed.
Select breed dogs are a small group of dog breeds that must be insured before their 5th birthday, once they are insured before their 5th birthday, and you renew your policy each year these breeds can be insured for their lifetime. The Select Breed dogs are typically larger breeds such as the Mastiff breeds, Newfoundland, St Bernard etc. The full list of select breeds is included in our policy document.
You can take out a policy to insure your pet from when they are 8 weeks old up to their 8th birthday. If you are insuring
one of the select breeds you must insure your pet by their 5th birthday. A full list of our select breeds can be found in your policy document.
Yes, but the illness or injury that they had before taking out the policy will not be covered.
The inception date is the date cover begins on your policy. Cover for injury starts immediately on the day of the
inception date. Cover for illness starts 14 days after the inception date.
Our Pet Insurance Policy covers injuries and illnesses for life once the policy is renewed each year and as long as the
injuries /illness did not show clinical signs before the insurance cover first started with Allianz. This is important if your
pet gets an on-going condition like arthritis, diabetes, a heart or skin condition. We cover this condition every year as
long as you continue to renew the policy.
With lifetime cover, there is no time limit on how long you can claim for each illness or injury, no matter how ill your pet
may become or how much you have claimed in the previous year. Cover for illness or injury simply does not end, as
with 12 month or maximum benefit policies. All you have to do is renew the policy each year and the full veterinary
fees benefit is reinstated.
No, only pre-existing conditions or illnesses which show clinical signs within the first 14 days of the policy are excluded.
Yes, we cover your pet to attend a behavioural specialist if they develop a behavioural problem e.g. separation
anxiety, as long as the signs/ problem were not present prior to inception (the date your policy begins) or within the
first 14 days of your cover starting.
We may exclude third party liability from your policy if your pet has ever shown any signs of aggression or any vicious
tendencies.
We cover up to 30 days per policy year in Northern Ireland, UK, Channel Islands or Isle of Man, as long as the purpose of the travel
is not to seek medical treatment.
Policy terms and conditions apply.
Yes, we cover some of the breeds listed under the Control of Dogs Act. However, they must adhere to the rules under
this act for cover to be in force. e.g. they must be muzzled at all times in a public place and on a strong lead. This is
especially important in the event of a Third Party Liability Claim.
Yes, Congratulations! You can have up to 5 pets on one policy. Just give us a call to put them on cover and we’ll give
you a quote for how much it will cost to add the additional pet. Mid term adjustment changes may apply. If you have 3
or more pets on the one policy you are entitled to a multi pet discount.
If property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your pet during the
policy year, we will pay up to €250,000 for the following:
- compensation and costs awarded against you by a court; and
- if we agree, the legal cost and expenses for defending a claim against you.
Our standard policy excess for 3rd party property claims is €350. Please refer to your schedule of insurance, policy
booklet, or contact us directly if you wish to query this amount.
No, unfortunately these are not covered under Allianz Pet Insurance policy as they are considered routine preventative
treatments.