Personal Effects and Clothing - Car Insurance

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Here at Allianz we know that everyone values their possessions. Personal Effects and Clothing cover is there to protect you against loss of or damage to your possessions while in or on your private car (used for social, domestic and pleasure purposes) by Fire; Theft; or by accidental means. We will pay up to a maximum of €200 should such instances occur.

The personal effects covered; range from personal entertainment systems to groceries; however, there are some items that are not covered under the policy. To see a full list of exclusions, including vehicle use for Hire and Reward i.e. any use other than social, domestic and pleasure, please refer to your car insurance policy document.

It is important to note that certain items including portable satellite navigation devices and entertainment systems will only be covered if they are stored in the locked boot or in a closed compartment; when you are not in the car at the time the damage or loss occurs.

Please note that in order to make a valid claim you must fulfil the criteria outlined in the above paragraph.

Alternatively give us a call on 01 448 48 48 and one of our customer service representatives will be delighted to help.

Acceptance criteria, terms and conditions apply.

Information correct as of August 2017. Calls may be recorded.

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Please note: *Minimum premium of €284 applies. The premium reduction does not apply to the personal accident, personal effects, windscreen cover or breakdown assistance options.