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| How your NCB is affected by accidental damage or third party claims | ||||
|
Years of NCB at your last renewal date |
Years of NCB at your next renewal date if you have: | |||
| No claim | 1 claim (in the last three periods of insurance) | 2 claims (in the last three periods of insurance) | 3 claims (in the last three periods of insurance) | |
| 0 | 1 | 0 | 0 | 0 |
| 1 | 2 | 1 | 0 | 0 |
| 2 | 3 | 2 | 0 | 0 |
| 3 | 4 | 3 | 0 | 0 |
| 4 | 5 | 4 | 1 | 0 |
| 5 | 6 | 5 | 2 | 0 |
| 6 | 7 | 6 | 2 | 0 |
| 7 | 8 | 7 | 2 | 0 |
| 8 | 9 | 8 | 2 | 0 |
| 9 | 9 | 9 | 2 | 0 |
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| How your step-back NCB is affected by accidental damage or third party claims | |||
|
Years of NCB at your last renewal date |
Years of NCB at your next renewal date if you have: | ||
| No claim | 1 claim | 2 claims or more | |
| 0 | 1 | 0 | 0 |
| 1 | 2 | 0 | 0 |
| 2 | 3 | 0 | 0 |
| 3 | 4 | 0 | 0 |
| 4 | 5 | 1 | 0 |
| 5 | 6 | 2 | 0 |
| 6 | 7 | 2 | 0 |
| 7 | 8 | 2 | 0 |
| 8 | 9 | 2 | 0 |
| 9 | 9 | 2 | 0 |