Pet Insurance Co-Payment FAQs

What is a co-payment and how does it work on my pet insurance claim?

A co-payment is an additional percentage of 35% automatically introduced when your pet reaches a certain age, for a dog it is 7 and for a cat it is 10 years old.

Typical Amount: This age-related co-payment is often 35% of the remaining claim cost.

How it works: Once your pet reaches that age, for every claim, you pay your initial deductible plus this percentage co-payment (e.g., 35%) of the vet bill. This is usually implemented to help keep premiums affordable as a pet enters its senior years and claims become more frequent.

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