Allianz Blog

How Insurers Assess Risk

When we request an insurance quote we are asked a lot of questions. For a car insurance quote we are asked for information about:

• ourselves – for example, our age, where we live, details of any medical conditions

• our driving experience - driving licence type, details of any driving convictions and claims

• our motor insurance history – no claim discount entitlement

• the car we want to insure – its’ make and model, age and value, details of any modifications to the car

• any other drivers we want covered

• what cover we require – Comprehensive cover? For what purposes the car will be used

The information we provide to the insurer in...

Preparing Your Car Windscreen For Winter

Fill Up on Screen Wash

Aside from the likelihood of more rain, driving in winter months can result in more dirt, salt and other road grime being thrown up on your car. That means you’ll be using your windscreen washers more frequently and in colder temperatures. To make sure that it keeps working optimally, keep the washer fluid bottle topped up with the right mixture of screen wash.

This fluid is designed to have a lower freezing point than just water, so it should also prevent the washer jets from freezing up. However, if these do freeze over, don’t keep the washer lever pulled in as this can burn out the pump. Just p...

Ireland's Most Insured Dogs and Cats

At Allianz we insure thousands of cats and dogs and hundreds of different breeds. We are often asked what are the most common breeds insured in Ireland. There are so many types, shapes, colours and breeds, so to help break it down we have researched our database and pulled out the five most popular Dog and Cat breeds in Ireland. 

Most popular Dogs & Cats Insured:

1. Crossbreeds (Dogs)

2. Golden Retrievers

3. Crossbreed (Cats)

4. Cavalier King Charles Spaniel

5. Bichon Frise

Dogs

Crossbred dogs are the most commonly insured pet here at Allianz and we think that’s great. Crossbred dogs are often more robust and not as susceptible to inherited...

Insurance - Handle With Care! (Disclosing Information)

Most of us give little thought to our insurance from week to week. We hope that we never need to use our insurance. If the day comes where we do then we expect our insurer to treat us fairly and to provide a good claims service.

For our insurance to work as we wish when we need it, it’s crucial that we arrange it on the correct basis. We’re going to look briefly at the policyholder’s duty to accurately disclose all relevant information – both from the start and ongoing.

Receiving a Quote

When we request a quote for our car or home insurance the insurer asks a lot of questions – about us and about the property (the car or...

2019 Allianz Hurling League Launch

Defending Allianz Hurling League Division 1 champions Kilkenny have a special incentive to win this year’s competition, where another success would see them join Tipperary at the top of the honours’ list.

Tipperary, who last won the Allianz Hurling League Division 1 crown in 2008, have 19 titles and are one ahead of the Cats, who won their 18^th last year. Half of Kilkenny’s honours have been won since 2002, including a treble in 2012-13-14 and doubles in 2002-03 and 2005-06.

Brian Cody’s men begin their title defence at home to Cork, who were last crowned Allianz Hurling League champions in 1998.

This will be the 27th ye...

Winter Weather and Your Home

As we make our way through the winter months, it is important to remember how cold weather can have an adverse affect on your home in a number of ways. Ice, snow, wind and rain can sometimes cause extreme damage. There are several precautions that you can take to prevent such damage occurring, but first let’s take a look at potential issues and handy tips that you should be aware of.

Frozen Pipes:

Cold temperatures can cause pipes in your home to freeze and potentially burst. The freezing cold can cause extreme pressure to build up within the pipe and can sometimes lead to flooding. Wrapping a towel around outside taps ...