Flexible Cover to Suit You
Our great quality, flexible Home Insurance product allows you to combine, or choose between Buildings and Contents cover and select from a range of Optional Extras to suit your specific needs.
|Benefit||Basic Cover||Optional Extra*|
|Audio and Audio Visual Equipment|
Covered up to €1,300 automatically. Excludes loss or damage to records, audio, video or computer discs, tapes or cassettes, CDs, DVDs, console games, hearing aids and loss or damage caused by pets. Only applicable to Contents cover.
|Home Office Equipment|
Covered up to €4,000 automatically for personal computers, printers, scanners, etc. Only applicable to Contents cover.
|Increased Christmas Time Cover|
Contents sum insured increased by 10% in December and January. Only applicable to Contents cover.
|Increased Wedding Time Cover|
Coverage increased by 10% one month before and after the wedding day of a household member (Date of wedding should be advised). Only applicable to Contents cover.
Covered up to €400 automatically for loss or damage to shopping while it is being transported from place of purchase to your household. Excludes stealing or attempted stealing from any unattended vehicle except in the specific circumstances outlined in the policy document. Only applicable to Contents cover.
|Fire Brigade Charges|
Covered for any charges incurred up to €2,000 for calling the Fire Brigade to attend your property as a result of an incident which is insured under the policy.
Covered up to €1,300 for loss or damage covered under the policy to visitor's property in your home. Only applicable to Contents cover.
Additional cover for accidental damage to premises and/or contents. Subject to the exclusions outlined in the Policy Document.
Personal possessions you would like to specifically insure outside your home such as sports equipment (while not in use), jewellery and valuables if they are accidentally lost, destroyed, damaged or stolen. Only applicable to Contents cover.
Caravan/Mobile Homes cover can be added as an optional extension on owner occupied properties. Only available when both Owner Occupied, Buildings and Contents cover are selected.
Small Craft cover can be added as an optional extension on owner occupied properties. Only available when both Owner Occupied, Buildings and Contents cover are selected.
*Optional Extras provided at an additional cost and a mid-term adjustment fee may apply.
Please note: The above information does not reference all of the benefits, terms, conditions, limitations, exceptions and exclusions associated with the Policy. Please take time to read our Home Insurance Policy Document and to ensure that you understand the cover provided.