Allianz Additional Drivers FAQs

Our most Frequently Asked Questions about Allianz Car Insurance Additional Drivers.

Can I add a temporary driver over the age of 25 to my policy?

Yes, Allianz will provide up to 30 days cover free of charge if a driver is at least 25 years of age, has a full clean licence, no more than 6 penalty points/ two offences and is conviction free with a full Irish/UK or other right hand drive licence (steering wheel on the right).
A charge will apply for drivers who are under 25 years old, or have a learner permit, EU licence or a licence from any left-hand drive country.
If you would like to add a temporary driver to your policy, please contact us and we would be happy to help.

Can I add a temporary driver under the age of 25 to my policy?

Yes, you can add additional named drivers to your policy on a temporary basis*.

A charge will be applied for adding a temporary driver under the age of 25 to your policy that holds a full licence or a provisional Irish licence/learner permit. The driver must have a clean licence, no more than 6 penalty points/ two offences and is conviction free. We can only add temporary additional drivers who are under 25, in your first year of insurance if you have a no claims bonus of five+ years. If your bonus is less than five years or your policy was set up using named driving experience, you cannot add a driver under 25 in the first year of your insurance

If you would like to add a temporary driver to your policy, please contact us and we would be happy to help.

What is Open Driving?

Open driving covers anyone between the age of 30 and 70 to drive your car once they have a clean driving licence, this means they can have up to six penalty points with no more than two offences.

Open Driving is an optional cover and is applicable for all policyholders except in cases where the insured holds a second car/van/taxi policy in their name.

If you have an Open Drive Insurance policy, it’s up to you who you let drive it. However, for us to protect you, your car and the other driver, they do have to meet a few conditions:

Be aged between 30 and 70 years oldAre medically fit to drive a carHold a clean licence – this means they can have up to 6 penalty points (no more than two offences) and have had no disqualifications or convictions arising from a motoring offences within the past five years, other than a spent conviction.

Who Can Drive My Car?

The car insurance cover is restricted to persons named on the certificate, including the policyholder. Open driving option (explanation provided above) is available but must be specifically requested.

How much does it cost to add an additional driver?

The cost depends on several factors. The age, experience, and accident history of the driver you’re adding, as well as other factors, could increase or decrease your premium.

In some cases, your premium might even decrease if you add an older driver with years of claims-free driving experience.

However, if you add a young, inexperienced driver or someone with a history of claims, this could increase the price.

What happens if the additional driver has an accident in my car?

The type of cover on your car insurance policy extends to all drivers of your vehicle. Therefore, if you have fully comprehensive insurance, the additional driver will have the same level of cover. However, if they are involved in an accident while driving your car, the damage and claim will be under your policy.

What do I need to add an additional driver?

You’ll need the additional driver’s name, age, driving licence type (e.g., full, provisional, Irish, EU), driving licence number and their history of motoring accidents, convictions, and penalty points. You should also know how long they have held their licence and if they have their own motor insurance policy. For a driver with a licence from any other country we will ask you to send us a copy of the front and back of their driving licence and the country where the licence was issued.

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